P.o. Box 23393
Washington, DC 20026


General Credit Union Information

NCUA Insured Yes
Charter Number # # 262
Date Established 1935
Assets $64.49 million
Loans $31.06 million
Deposits $58.61 million
Capital $5.23 million

Ep is an NCUA insured institution located in Washington, DC. It was founded in 1935 and has approximately $64.49 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K 0.25% $1,000 - Learn MoreShow Less
12MCD10K 0.60% $1,000 $99,999 Learn MoreShow Less
24MCD10K 0.90% $1,000 $99,999 Learn MoreShow Less
36MCD10K 1.15% $1,000 $99,999 Learn MoreShow Less
48MCD10K 1.41% $1,000 $99,999 Learn MoreShow Less
60MCD10K 1.61% $1,000 $99,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.10% $100 $4,999 Learn MoreShow Less
FIXIRA0K 0.60% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 1.01% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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Financial Details

Ep Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ep. The data is provided by the NCUA. Please remember that all federal credit unions listed on BestCashCow.com are NCUA insured. No depositor has ever lost money while their funds have been insured by NCUA.

Texas Ratio
Ep U.S. Average
2.62% 4.91%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of March 31, 2016, Ep had $141,259 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,228,638 in net worth and $170,061 in loans loss reserves. That gives it a Texas Ratio of 2.62%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Ep U.S. Average
8.17% 10.85%

Ep FCU has a net worth of 8.17% versus the BestCashCow average of 10.85%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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