2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 262
Date Established 1935
Assets $64.00 million
Loans $31.92 million
Deposits $58.49 million
Capital $5.53 million

Ep is an NCUA insured institution located in Washington, DC. It was founded in 1935 and has approximately $64 millions in assets.

Field of Membership Restrictions

Must be an employee of Bureau of Engraving and Printing (work in and paid and supervised from D.C.) or other select organizations.

Deposit Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 $14,999 Learn MoreShow Less
Money Market
0.30% $15,000 $34,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.76% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.01% $1,000 - Learn MoreShow Less
1.76% $1,000 $99,999 Learn MoreShow Less
2.02% $1,000 $99,999 Learn MoreShow Less
2.27% $1,000 $99,999 Learn MoreShow Less
2.43% $1,000 $99,999 Learn MoreShow Less
2.63% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $50 - Learn MoreShow Less

Loan Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to EP
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ep branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ep Locations


Financial Details

Ep Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ep. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ep U.S. Average
2.76% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Ep had $158,004 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,530,623 in net worth and $185,865 in loans loss reserves. That gives it a Texas Ratio of 2.76%.

Net Worth
Ep U.S. Average
8.89% 13.61%

Ep FCU has a net worth of 8.89% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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