EP

P.O. BOX 23393
Washington, DC 20026

 

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 262
Date Established 1935
Assets $63.46 million
Loans $32.24 million
Deposits $58.27 million
Capital $5.34 million

Ep is an NCUA insured institution located in Washington, DC. It was founded in 1935 and has approximately $63.46 millions in assets.

Field of Membership Restrictions

Must be an employee of Bureau of Engraving and Printing (work in and paid and supervised from D.C.) or other select organizations.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.85% $1,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.21% $500 $99,999 Learn MoreShow Less
Special: 37 Mo FIRA
2.01% $1,000 - Learn MoreShow Less
Special: 50 Mo FIRA
2.01% $1,000 - Learn MoreShow Less
Special: 62 Mo FIRA
2.01% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.01% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to EP
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Ep branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ep Locations

Financial Details

Ep Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ep. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ep U.S. Average
1.53% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Ep had $84,776 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,340,558 in net worth and $200,729 in loans loss reserves. That gives it a Texas Ratio of 1.53%.

Net Worth
Ep U.S. Average
8.68% 13.08%

Ep FCU has a net worth of 8.68% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Ep

What is Ep?

A federal credit union, registered with the NCUA under certificate #262.
Learn more about credit unions here.

Is Ep FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ep?

Please see Field of Membership information above for information on who is eligible to join.

What are Ep's share account and share certificate rates?

Ep's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ep?

Ep has total capital of $5.34 million. Full information on Ep's financial position is located above.

Who owns Ep?

Credit Unions are owned by their members.

Where are Ep branches located?

See branch locations nearby.

Are Ep ATMs Open 24/7?

Do Ep ATMs accept cash deposits?

Can Ep customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ep have a mobile app?

Does Ep have mobile deposit?

Does Ep have quick pay?

How can Ep transfer money to other banks or credit unions?

Does Ep report to credit bureaus?

Does Ep use Chexsystems?

Does Ep use Equifax?

What is Ep's toll free phone number?

What is Ep's ACH Routing Number?

What is Ep's SWIFT code?

Where can I find Ep's wire transfer form?

What is the Ep address for deposits?

What Products Does Ep Offer

Does Ep offer mortgages?

Compare mortgage rates here.

Does Ep offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ep offer auto and RV loans?

Compare auto loan rates here.

Does Ep offer student loans or personal loans?

Compare personal loan rates here.

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