10001 WILLOWDALE ROAD
Lanham, MD 20706
| NCUA Insured | Yes |
| Charter Number # | # 150 |
| Date Established | 1935 |
| Assets | $372.90 million |
| Loans | $208.39 million |
| Deposits | $335.63 million |
| Capital | $32.07 million |
Fedchoice is an NCUA insured institution located in Lanham, MD. It was founded in 1935 and has approximately $372.9 millions in assets.
Who is eligible for membership?
All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, including:
Immediate Family: Spouse, child (step/adopted), sibling (step/adopted), parent, grandparent, grandchild
Household member : Persons living in the same residence, maintaining a single economic unit
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $50 | - | Learn More |
| Compare with 2.25% APY Platinum Online Savings Account from Northfield Bank | Advertiser Disclosure | ||||
|
Money Market
|
0.05% | $1,500 | $20,000 | Learn More |
|
Money Market
|
0.05% | $20,001 | $50,000 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.35% | $500 | $49,999 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $500 | $49,999 | Learn More |
| 12 Mo CD
|
0.30% | $500 | $49,999 | Learn More |
| 18 Mo CD
|
0.35% | $500 | $49,999 | Learn More |
| 24 Mo CD
|
0.50% | $500 | $49,999 | Learn More |
| 36 Mo CD
|
0.65% | $500 | $49,999 | Learn More |
| 48 Mo CD
|
0.75% | $500 | $49,999 | Learn More |
| 60 Mo CD
|
1.25% | $500 | $49,999 | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.25% | $100 | $1,500 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1,500 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for FEDCHOICE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 134407 License#: MC-5378 |
4.250% | 4.250% | 0.00 | $0 | $1,230 | Learn More |
NMLS ID: 2925 License#: MC-1875 |
4.033% | 4.000% | 0.38 | $978 | $1,194 | Learn More |
NMLS ID: 122701 |
4.022% | 4.000% | 0.25 | $650 | $1,194 | Learn More |
NMLS ID: 3030 |
4.875% | 4.875% | 0.00 | $0 | $1,324 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
4.490 %
|
$0 |
Learn More
More Info |
PenFed Credit Union |
5.500 %
|
$0 |
Learn More
More Info |
Note to FEDCHOICE
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Fedchoice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Fedchoice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Fedchoice | U.S. Average |
|---|---|
| 3.21% | 7.49 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2018, Fedchoice had $1,377,547 in non-current loans and $0 in owned assets. To cover these potential losses it had $32,071,410 in net worth and $10,780,904 in loans loss reserves. That gives it a Texas Ratio of 3.21%.
| Fedchoice | U.S. Average |
|---|---|
| 8.6% | 13.61% |
Fedchoice FCU has a net worth of 8.6% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on April 21, 2019
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