10001 Willowdale Road
Lanham, MD 20706


General Credit Union Information

NCUA Insured Yes
Charter Number # # 150
Date Established 1935
Assets $394.30 million
Loans $166.88 million
Deposits $346.10 million
Capital $40.21 million

Fedchoice is an NCUA insured institution located in Lanham, MD. It was founded in 1935 and has approximately $394.3 millions in assets.

Who is eligible for membership?

All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, including:

Immediate Family: Spouse, child (step/adopted), sibling (step/adopted), parent, grandparent, grandchild

Household member : Persons living in the same residence, maintaining a single economic unit

Field of Membership Restrictions

Membership is open to federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas.

Savings Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K
0.25% $500 $49,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.40% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $100 $1,500 Learn MoreShow Less
MM 10K
0.05% $1,500 $20,000 Learn MoreShow Less
MM 25K
0.05% $20,001 $50,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FEDCHOICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.763% 3.750% -0.13 $398 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Fedchoice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Fedchoice Locations

Financial Details

Fedchoice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fedchoice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Fedchoice U.S. Average
2.74% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Fedchoice had $1,167,772 in non-current loans and $0 in owned assets. To cover these potential losses it had $40,211,324 in net worth and $2,377,184 in loans loss reserves. That gives it a Texas Ratio of 2.74%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Fedchoice U.S. Average
10.19% 13.03

Fedchoice FCU has a net worth of 10.19% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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