Lanham, MD 20706


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 150
Date Established 1935
Assets $383.40 million
Loans $190.06 million
Deposits $346.02 million
Capital $30.01 million

Fedchoice is an NCUA insured institution located in Lanham, MD. It was founded in 1935 and has approximately $383.4 millions in assets.

Who is eligible for membership?

All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, including:

Immediate Family: Spouse, child (step/adopted), sibling (step/adopted), parent, grandparent, grandchild

Household member : Persons living in the same residence, maintaining a single economic unit

Field of Membership Restrictions

Membership is open to federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas.

Deposit Rates - January 20, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1,500 $20,000 Learn MoreShow Less
Money Market
0.05% $20,001 $50,000 Learn MoreShow Less
Fixed IRA
0.35% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $500 $49,999 Learn MoreShow Less
12 Mo CD
0.30% $500 $49,999 Learn MoreShow Less
18 Mo CD
0.35% $500 $49,999 Learn MoreShow Less
24 Mo CD
0.50% $500 $49,999 Learn MoreShow Less
36 Mo CD
0.65% $500 $49,999 Learn MoreShow Less
48 Mo CD
0.75% $500 $49,999 Learn MoreShow Less
60 Mo CD
1.25% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $100 $1,500 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,500 - Learn MoreShow Less

Loan Rates - January 20, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for FEDCHOICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Vantage Mortgage Group, Inc.
NMLS ID: 35986
License#: 35986
4.532% 4.500% 0.00 $993 $1,267 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: CL-2925. NMLSID#2925
4.276% 4.250% 0.25 $775 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Fedchoice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Fedchoice Locations

Financial Details

Fedchoice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fedchoice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fedchoice U.S. Average
11.79% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Fedchoice had $5,006,198 in non-current loans and $0 in owned assets. To cover these potential losses it had $30,012,767 in net worth and $12,438,127 in loans loss reserves. That gives it a Texas Ratio of 11.79%.

Net Worth
Fedchoice U.S. Average
7.82% 13.21%

Fedchoice FCU has a net worth of 7.82% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for FEDCHOICE

There are currently no comments for FEDCHOICE. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →

*All images, logos and public notes on this page appear courtesy of FEDCHOICE and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.