10001 Willowdale Road
Lanham, MD 20706


General Credit Union Information

NCUA Insured Yes
Charter Number # # 150
Date Established 1935
Assets $361.35 million
Loans $174.70 million
Deposits $315.29 million
Capital $38.53 million

Fedchoice is an NCUA insured institution located in Lanham, MD. It was founded in 1935 and has approximately $361.35 millions in assets.

Who is eligible for membership?

All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, including:

Immediate Family: Spouse, child (step/adopted), sibling (step/adopted), parent, grandparent, grandchild

Household member : Persons living in the same residence, maintaining a single economic unit

Field of Membership Restrictions

Membership is open to federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas.

Savings Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K 0.25% $500 $49,999 Learn MoreShow Less
12 Mo CD 10K 0.35% $500 $49,999 Learn MoreShow Less
18 Mo CD 10K 0.40% $500 $49,999 Learn MoreShow Less
24 Mo CD 10K 0.60% $500 $49,999 Learn MoreShow Less
36 Mo CD 10K 0.75% $500 $49,999 Learn MoreShow Less
48 Mo CD 10K 1.00% $500 $49,999 Learn MoreShow Less
60 Mo CD 10K 1.75% $500 $49,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.25% $2,501 - Learn MoreShow Less
Fixed IRA 0K 0.40% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.25% $100 $1,500 Learn MoreShow Less
MM 10K 0.05% $1,500 $20,000 Learn MoreShow Less
MM 25K 0.05% $20,001 $50,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.10% $1,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

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Below are Fedchoice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fedchoice Locations

Financial Details

Fedchoice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fedchoice. The data is provided by the NCUA. Please remember that all federal credit unions listed on BestCashCow.com are NCUA insured. No depositor has ever lost money while their funds have been insured by NCUA.

Texas Ratio
Fedchoice U.S. Average
3.45% 4.91%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of March 31, 2016, Fedchoice had $1,403,852 in non-current loans and $0 in owned assets. To cover these potential losses it had $38,532,577 in net worth and $2,156,397 in loans loss reserves. That gives it a Texas Ratio of 3.45%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Fedchoice U.S. Average
10.9% 10.85%

Fedchoice FCU has a net worth of 10.9% versus the BestCashCow average of 10.85%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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