This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 640 | 448 |
| 2 | 50,640 | 648 | 454 |
| 3 | 51,288 | 656 | 460 |
| 4 | 51,945 | 665 | 465 |
| 5 | 52,610 | 673 | 471 |
| 6 | 53,283 | 682 | 477 |
| 7 | 53,965 | 691 | 484 |
| 8 | 54,656 | 700 | 490 |
| 9 | 55,355 | 709 | 496 |
| 10 | 56,064 | 718 | 502 |
| 11 | 56,782 | 727 | 509 |
| 12 | 57,508 | 736 | 515 |
| 13 | 58,244 | 746 | 522 |
| 14 | 58,990 | 755 | 529 |
| 15 | 59,745 | 765 | 535 |
| 16 | 60,510 | 775 | 542 |
| 17 | 61,284 | 784 | 549 |
| 18 | 62,069 | 794 | 556 |
| 19 | 62,863 | 805 | 563 |
| 20 | 63,668 | 815 | 570 |
| TOTAL | $14,483 | $10,138 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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