This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 225 | 158 |
| 2 | 50,225 | 226 | 158 |
| 3 | 50,451 | 227 | 159 |
| 4 | 50,678 | 228 | 160 |
| 5 | 50,906 | 229 | 160 |
| 6 | 51,135 | 230 | 161 |
| 7 | 51,365 | 231 | 162 |
| 8 | 51,596 | 232 | 163 |
| 9 | 51,829 | 233 | 163 |
| 10 | 52,062 | 234 | 164 |
| 11 | 52,296 | 235 | 165 |
| 12 | 52,531 | 236 | 165 |
| 13 | 52,768 | 237 | 166 |
| 14 | 53,005 | 239 | 167 |
| 15 | 53,244 | 240 | 168 |
| 16 | 53,483 | 241 | 168 |
| 17 | 53,724 | 242 | 169 |
| 18 | 53,966 | 243 | 170 |
| 19 | 54,209 | 244 | 171 |
| 20 | 54,453 | 245 | 172 |
| TOTAL | $4,698 | $3,288 |
| Year | Rate 1.37% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 685 | 480 |
| 2 | 50,685 | 694 | 486 |
| 3 | 51,379 | 704 | 493 |
| 4 | 52,083 | 714 | 499 |
| 5 | 52,797 | 723 | 506 |
| 6 | 53,520 | 733 | 513 |
| 7 | 54,253 | 743 | 520 |
| 8 | 54,997 | 753 | 527 |
| 9 | 55,750 | 764 | 535 |
| 10 | 56,514 | 774 | 542 |
| 11 | 57,288 | 785 | 549 |
| 12 | 58,073 | 796 | 557 |
| 13 | 58,869 | 806 | 565 |
| 14 | 59,675 | 818 | 572 |
| 15 | 60,493 | 829 | 580 |
| 16 | 61,321 | 840 | 588 |
| 17 | 62,161 | 852 | 596 |
| 18 | 63,013 | 863 | 604 |
| 19 | 63,876 | 875 | 613 |
| 20 | 64,751 | 887 | 621 |
| TOTAL | $15,639 | $10,947 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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