This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 635 | 445 |
| 2 | 50,635 | 643 | 450 |
| 3 | 51,278 | 651 | 456 |
| 4 | 51,929 | 660 | 462 |
| 5 | 52,589 | 668 | 468 |
| 6 | 53,257 | 676 | 473 |
| 7 | 53,933 | 685 | 479 |
| 8 | 54,618 | 694 | 486 |
| 9 | 55,312 | 702 | 492 |
| 10 | 56,014 | 711 | 498 |
| 11 | 56,725 | 720 | 504 |
| 12 | 57,446 | 730 | 511 |
| 13 | 58,175 | 739 | 517 |
| 14 | 58,914 | 748 | 524 |
| 15 | 59,662 | 758 | 530 |
| 16 | 60,420 | 767 | 537 |
| 17 | 61,188 | 777 | 544 |
| 18 | 61,965 | 787 | 551 |
| 19 | 62,752 | 797 | 558 |
| 20 | 63,549 | 807 | 565 |
| TOTAL | $14,356 | $10,049 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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