This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
| Year | Rate 0.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 251 | 175 |
| 2 | 50,251 | 252 | 176 |
| 3 | 50,502 | 253 | 177 |
| 4 | 50,755 | 254 | 178 |
| 5 | 51,010 | 256 | 179 |
| 6 | 51,265 | 257 | 180 |
| 7 | 51,522 | 258 | 181 |
| 8 | 51,780 | 259 | 182 |
| 9 | 52,039 | 261 | 183 |
| 10 | 52,300 | 262 | 183 |
| 11 | 52,562 | 263 | 184 |
| 12 | 52,826 | 265 | 185 |
| 13 | 53,090 | 266 | 186 |
| 14 | 53,356 | 267 | 187 |
| 15 | 53,624 | 269 | 188 |
| 16 | 53,892 | 270 | 189 |
| 17 | 54,162 | 271 | 190 |
| 18 | 54,434 | 273 | 191 |
| 19 | 54,706 | 274 | 192 |
| 20 | 54,980 | 275 | 193 |
| TOTAL | $5,256 | $3,679 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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|
Last change: ↓0.50% on February 25. |
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