Kemba Indianapolis Credit Union

Headquarters

444 S Shortridge Rd
Indianapolis, IN 46219
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.30% 4.59% →
2-Year CD 0.45% 4.47% →
5-Year CD 0.80% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Kemba Indianapolis is located in Indianapolis, In. It was founded in 1933 and has approximately $84.22 millions in assets.

NCUA Insured No
Charter Number # # 82793
Date Established 1933
Assets $84.22 million
Loans $28.46 million
Deposits $70.65 million
Capital $12.96 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Boone, Hamilton, Hendricks, Hancock, Madison, Johnson, Morgan, Shelby and Marion (excluding Pike Township) Counties in Indiana.

Deposit Rates - September 24, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Premium Checking 0.25% $0 $0.00 Learn MoreShow Less

Loan Rates - September 24, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Kemba Indianapolis

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Kemba Indianapolis
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Branches

Below are Kemba Indianapolis branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Kemba Indianapolis Locations around zip code 85001


BranchDistance Map View Lobby Hours

Main Office

1447.10 A View Lobby Hours

Kemba Credit Union

1452.46 B View Lobby Hours

Lawrence Branch

1452.46 C View Lobby Hours


Climate Policy and Initiatives

KEMBA INDIANAPOLIS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Kemba Indianapolis Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kemba Indianapolis. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kemba Indianapolis U.S. Average
5.01% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Kemba Indianapolis had $651,207 in non-current loans and $4,165 in owned assets. To cover these potential losses it had $12,955,142 in net worth and $128,393 in loans loss reserves. That gives it a Texas Ratio of 5.01%.

Net Worth
Kemba Indianapolis U.S. Average
15.38% 14.48%

Kemba Indianapolis FCU has a net worth of 15.38% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Kemba Indianapolis

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