1 Cantley Dr
Charleston, WV 25314


Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.02% 2.20% →
2-Year CD 1.15% 2.20% →
5-Year CD 1.55% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Star Usa is an NCUA insured institution located in Charleston, WV. It was founded in 1936 and has approximately $156.68 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships or attends school in these West Virginia counties: Kanawha, Raleigh, Fayette, Nicholas, Putnam, Cabell, Wayne and Lawrence County Ohio.

NCUA Insured Yes
Charter Number # # 911
Date Established 1936
Assets $156.68 million
Loans $118.65 million
Deposits $122.46 million
Capital $14.27 million

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in these West Virginia counties: Kanawha, Raleigh, Fayette, Nicholas, Putnam, Cabell, Wayne and Lawrence County Ohio.

Deposit Rates - February 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Premium Money Market Account
0.25% $1 $25,000 Learn MoreShow Less
Premium Money Market Account
0.75% $25,001 $100,000 Learn MoreShow Less
Fixed IRA
1.10% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $1,000 - Learn MoreShow Less
6 Mo CD
0.71% $1,000 - Learn MoreShow Less
12 Mo CD
1.02% $1,000 - Learn MoreShow Less
24 Mo CD
1.15% $1,000 - Learn MoreShow Less
36 Mo CD
1.35% $1,000 - Learn MoreShow Less
Special: 36 Mo CD
1.50% $25,000 - Learn MoreShow Less
60 Mo CD
1.55% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.20% $1 - Learn MoreShow Less

Loan Rates - February 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STAR USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
NMLS ID: 2890
License#: MC-3098
3.158% 3.125% 0.38 $1,030 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to STAR USA
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Star Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Star Usa Locations

Financial Details

Star Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Star Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Star Usa U.S. Average
11.60% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Star Usa had $752,588 in non-current loans and $931,853 in owned assets. To cover these potential losses it had $14,268,879 in net worth and $255,759 in loans loss reserves. That gives it a Texas Ratio of 11.60%.

Net Worth
Star Usa U.S. Average
9.1% 13.65%

Star Usa FCU has a net worth of 9.1% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Star Usa

Branches and Savings

What is Star Usa?

A federal credit union, registered with the NCUA under certificate #911.
Learn more about credit unions here.

Is Star Usa FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Star Usa?

Please see Field of Membership information above for information on who is eligible to join.

What are Star Usa's share account and share certificate rates?

Star Usa's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Star Usa?

Star Usa has total capital of $14.27 million. Full information on Star Usa's financial position is located above.

Who owns Star Usa?

Credit Unions are owned by their members.

Where are Star Usa branches located?

See branch locations nearby.

Are Star Usa ATMs Open 24/7?

Do Star Usa ATMs accept cash deposits?

Can Star Usa customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Star Usa have a mobile app?

Does Star Usa have mobile deposit?

Does Star Usa have quick pay?

How can Star Usa transfer money to other banks or credit unions?

Does Star Usa report to credit bureaus?

Does Star Usa use Chexsystems?

Does Star Usa use Equifax?

What is Star Usa's toll free phone number?

What is Star Usa's ACH Routing Number?

What is Star Usa's SWIFT code?

Where can I find Star Usa's wire transfer form?

What is the Star Usa address for deposits?

What Products Does Star Usa Offer

Does Star Usa offer mortgages?

Compare mortgage rates here.

Does Star Usa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Star Usa offer auto and RV loans?

Compare auto loan rates here.

Does Star Usa offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Star Usa and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.