Star Usa Federal Credit Union

Headquarters

1 Cantley Dr
Charleston, WV 25314
See all branch locations →

STAR USA

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.22% 4.50% →
2-Year CD 0.38% 4.73% →
5-Year CD 0.70% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Star Usa is an NCUA insured institution located in Charleston, WV. It was founded in 1936 and has approximately $162.09 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships or attends school in these West Virginia counties: Kanawha, Raleigh, Fayette, Nicholas, Putnam, Cabell, Wayne and Lawrence County Ohio.

NCUA Insured Yes / Federally Chartered
Charter Number # # 911
Date Established 1936
Assets $162.09 million
Loans $107.46 million
Deposits $143.51 million
Capital $15.84 million
 

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in these West Virginia counties: Kanawha, Raleigh, Fayette, Nicholas, Putnam, Cabell, Wayne and Lawrence County Ohio.

Deposit Rates - November 30, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
Premium Money Market Account
0.05% $10,000 $14,999 Learn More
Premium Money Market Account
0.05% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.22% $10,000 $14,999 Learn More
12 Mo CD
0.22% $100,000 $199,999 Learn More
24 Mo CD
0.38% $10,000 $14,999 Learn More
24 Mo CD
0.38% $100,000 $199,999 Learn More
36 Mo CD
0.49% $10,000 $14,999 Learn More
36 Mo CD
0.49% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less

Loan Rates - November 30, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STAR USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.779% 7.625% 1.00 $3,750 $1,770 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
6.125% 6.000% 1.00 $3,368 $1,499 Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to STAR USA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Star Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Star Usa Locations



Climate Initiatives

STAR USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Star Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Star Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Star Usa U.S. Average
14.13% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Star Usa had $1,151,483 in non-current loans and $1,131,780 in owned assets. To cover these potential losses it had $15,837,509 in net worth and $318,398 in loans loss reserves. That gives it a Texas Ratio of 14.13%.

Net Worth
Star Usa U.S. Average
9.77% 12.40%

Star Usa FCU has a net worth of 9.77% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for STAR USA


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