This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.49% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 245 | 172 |
| 2 | 50,245 | 246 | 172 |
| 3 | 50,491 | 247 | 173 |
| 4 | 50,739 | 249 | 174 |
| 5 | 50,987 | 250 | 175 |
| 6 | 51,237 | 251 | 176 |
| 7 | 51,488 | 252 | 177 |
| 8 | 51,740 | 254 | 177 |
| 9 | 51,994 | 255 | 178 |
| 10 | 52,249 | 256 | 179 |
| 11 | 52,505 | 257 | 180 |
| 12 | 52,762 | 259 | 181 |
| 13 | 53,021 | 260 | 182 |
| 14 | 53,280 | 261 | 183 |
| 15 | 53,541 | 262 | 184 |
| 16 | 53,804 | 264 | 185 |
| 17 | 54,067 | 265 | 185 |
| 18 | 54,332 | 266 | 186 |
| 19 | 54,599 | 268 | 187 |
| 20 | 54,866 | 269 | 188 |
| TOTAL | $5,135 | $3,594 |
| Year | Rate 0.51% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 255 | 179 |
| 2 | 50,255 | 256 | 179 |
| 3 | 50,511 | 258 | 180 |
| 4 | 50,769 | 259 | 181 |
| 5 | 51,028 | 260 | 182 |
| 6 | 51,288 | 262 | 183 |
| 7 | 51,550 | 263 | 184 |
| 8 | 51,813 | 264 | 185 |
| 9 | 52,077 | 266 | 186 |
| 10 | 52,342 | 267 | 187 |
| 11 | 52,609 | 268 | 188 |
| 12 | 52,878 | 270 | 189 |
| 13 | 53,147 | 271 | 190 |
| 14 | 53,418 | 272 | 191 |
| 15 | 53,691 | 274 | 192 |
| 16 | 53,965 | 275 | 193 |
| 17 | 54,240 | 277 | 194 |
| 18 | 54,516 | 278 | 195 |
| 19 | 54,794 | 279 | 196 |
| 20 | 55,074 | 281 | 197 |
| TOTAL | $5,355 | $3,748 |
| Year | Rate 0.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 290 | 203 |
| 2 | 50,290 | 292 | 204 |
| 3 | 50,582 | 293 | 205 |
| 4 | 50,875 | 295 | 207 |
| 5 | 51,170 | 297 | 208 |
| 6 | 51,467 | 299 | 209 |
| 7 | 51,765 | 300 | 210 |
| 8 | 52,066 | 302 | 211 |
| 9 | 52,368 | 304 | 213 |
| 10 | 52,671 | 305 | 214 |
| 11 | 52,977 | 307 | 215 |
| 12 | 53,284 | 309 | 216 |
| 13 | 53,593 | 311 | 218 |
| 14 | 53,904 | 313 | 219 |
| 15 | 54,217 | 314 | 220 |
| 16 | 54,531 | 316 | 221 |
| 17 | 54,847 | 318 | 223 |
| 18 | 55,166 | 320 | 224 |
| 19 | 55,485 | 322 | 225 |
| 20 | 55,807 | 324 | 227 |
| TOTAL | $6,131 | $4,292 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |