UNITED

4444 S PULASKI RD
Chicago, IL 60632

Notable Rates APY Vs.Others
Savings 0.03% 1.90% →
1-Year CD 0.50% 1.90% →
2-Year CD 0.70% 1.95% →
5-Year CD N.A. 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

United is an NCUA insured institution located in Chicago, IL. It was founded in 1931 and has approximately $255 millions in assets.

NCUA Insured Yes
Charter Number # # 60041
Date Established 1931
Assets $255.00 million
Loans $126.91 million
Deposits $178.64 million
Capital $22.20 million
 

Field of Membership Restrictions

Membership is open to anyone who lives or works, or worships in the area described as follows: starting at the intersection of Lake Cook Road and Route 53, going east to Lake Michigan, then follow the Michigan Lake border south to the Illinois/Indiana line, then south following the Cook County line, then continue west following the Cook County line, then north and east, continuing to follow the Cook County line until it intersects with North Avenue, then west on North Ave. to Route 53, then follow Route 53 to Lake Cook Road.

Deposit Rates - April 9, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $500 $20,000 Learn MoreShow Less
Money Market
0.30% $20,001 $50,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.25% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $500 - Learn MoreShow Less

Loan Rates - April 9, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More
Rocket Mortgage
NMLS ID: 3030
4.167% 4.125% 0.00 $1,250 $1,212 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to UNITED
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Branches

Below are United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


United Locations


Financial Details

United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United U.S. Average
5.84% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, United had $1,367,289 in non-current loans and $10,975 in owned assets. To cover these potential losses it had $22,195,143 in net worth and $1,386,673 in loans loss reserves. That gives it a Texas Ratio of 5.84%.

Net Worth
United U.S. Average
8.7% 13.86%

United FCU has a net worth of 8.7% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United

Branches and Savings

What is United?

A federal credit union, registered with the NCUA under certificate #60041.
Learn more about credit unions here.

Is United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United?

Please see Field of Membership information above for information on who is eligible to join.

What are United's share account and share certificate rates?

United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United?

United has total capital of $22.20 million. Full information on United's financial position is located above.

Who owns United?

Credit Unions are owned by their members.

Where are United branches located?

See branch locations nearby.

Are United ATMs Open 24/7?

Do United ATMs accept cash deposits?

Can United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United have a mobile app?

Does United have mobile deposit?

Does United have quick pay?

How can United transfer money to other banks or credit unions?

Does United report to credit bureaus?

Does United use Chexsystems?

Does United use Equifax?

What is United's toll free phone number?

What is United's ACH Routing Number?

What is United's SWIFT code?

Where can I find United's wire transfer form?

What is the United address for deposits?

What Products Does United Offer

Does United offer mortgages?

Compare mortgage rates here.

Does United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United offer auto and RV loans?

Compare auto loan rates here.

Does United offer student loans or personal loans?

Compare personal loan rates here.

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