This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.68% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,341 | 939 |
| 2 | 51,341 | 1,377 | 964 |
| 3 | 52,718 | 1,414 | 990 |
| 4 | 54,132 | 1,452 | 1,016 |
| 5 | 55,584 | 1,491 | 1,044 |
| 6 | 57,074 | 1,531 | 1,072 |
| 7 | 58,605 | 1,572 | 1,100 |
| 8 | 60,177 | 1,614 | 1,130 |
| 9 | 61,791 | 1,657 | 1,160 |
| 10 | 63,448 | 1,702 | 1,191 |
| 11 | 65,150 | 1,747 | 1,223 |
| 12 | 66,897 | 1,794 | 1,256 |
| 13 | 68,691 | 1,842 | 1,290 |
| 14 | 70,534 | 1,892 | 1,324 |
| 15 | 72,425 | 1,942 | 1,360 |
| 16 | 74,368 | 1,995 | 1,396 |
| 17 | 76,362 | 2,048 | 1,434 |
| 18 | 78,410 | 2,103 | 1,472 |
| 19 | 80,513 | 2,159 | 1,512 |
| 20 | 82,673 | 2,217 | 1,552 |
| TOTAL | $34,890 | $24,423 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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