This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,689 | 1,882 |
| 2 | 52,689 | 2,834 | 1,984 |
| 3 | 55,523 | 2,986 | 2,090 |
| 4 | 58,509 | 3,147 | 2,203 |
| 5 | 61,655 | 3,316 | 2,321 |
| 6 | 64,971 | 3,494 | 2,446 |
| 7 | 68,465 | 3,682 | 2,577 |
| 8 | 72,147 | 3,880 | 2,716 |
| 9 | 76,027 | 4,089 | 2,862 |
| 10 | 80,116 | 4,309 | 3,016 |
| 11 | 84,425 | 4,540 | 3,178 |
| 12 | 88,965 | 4,785 | 3,349 |
| 13 | 93,750 | 5,042 | 3,529 |
| 14 | 98,791 | 5,313 | 3,719 |
| 15 | 104,104 | 5,599 | 3,919 |
| 16 | 109,703 | 5,900 | 4,130 |
| 17 | 115,603 | 6,217 | 4,352 |
| 18 | 121,820 | 6,551 | 4,586 |
| 19 | 128,372 | 6,904 | 4,833 |
| 20 | 135,275 | 7,275 | 5,093 |
| TOTAL | $92,551 | $64,785 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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