This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 277 | 194 |
| 2 | 50,277 | 278 | 195 |
| 3 | 50,555 | 280 | 196 |
| 4 | 50,834 | 281 | 197 |
| 5 | 51,115 | 283 | 198 |
| 6 | 51,398 | 284 | 199 |
| 7 | 51,682 | 286 | 200 |
| 8 | 51,968 | 287 | 201 |
| 9 | 52,255 | 289 | 202 |
| 10 | 52,544 | 291 | 203 |
| 11 | 52,835 | 292 | 205 |
| 12 | 53,127 | 294 | 206 |
| 13 | 53,421 | 295 | 207 |
| 14 | 53,716 | 297 | 208 |
| 15 | 54,013 | 299 | 209 |
| 16 | 54,312 | 300 | 210 |
| 17 | 54,612 | 302 | 211 |
| 18 | 54,914 | 304 | 213 |
| 19 | 55,218 | 305 | 214 |
| 20 | 55,523 | 307 | 215 |
| TOTAL | $5,830 | $4,081 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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