Mcpherson Co-op Credit Union

Headquarters

P. O. 904
Mcpherson, KS 67460
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 4.01% →
1-Year CD 0.85% 4.65% →
2-Year CD 1.00% 4.73% →
5-Year CD N.A. 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Mcpherson Co-op is an NCUA insured institution located in Mcpherson, KS. It was founded in 1946 and has approximately $43.35 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65371
Date Established 1946
Assets $43.35 million
Loans $34.76 million
Deposits $39.96 million
Capital $3.23 million
 

Field of Membership Restrictions

Membership is open to employees of CHS and its subsidiaries.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.60% $10,000 $14,999 Learn More
Money Market
0.70% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MCPHERSON CO-OP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.758% 5.690% 0.75 $1,858 $1,450 Learn More
Eligibility.org
NMLS ID: 1907
Learn More
Neighbors Bank
NMLS ID:
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to MCPHERSON CO-OP
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Mcpherson Co-op branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mcpherson Co-op Locations



Climate Initiatives

MCPHERSON CO-OP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Mcpherson Co-op Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mcpherson Co-op. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mcpherson Co-op U.S. Average
0.26% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Mcpherson Co-op had $8,451 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,225,301 in net worth and $59,046 in loans loss reserves. That gives it a Texas Ratio of 0.26%.

Net Worth
Mcpherson Co-op U.S. Average
7.44% 12.40%

Mcpherson Co-op FCU has a net worth of 7.44% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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