This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 301 | 211 |
| 2 | 50,301 | 303 | 212 |
| 3 | 50,604 | 305 | 213 |
| 4 | 50,908 | 306 | 215 |
| 5 | 51,215 | 308 | 216 |
| 6 | 51,523 | 310 | 217 |
| 7 | 51,833 | 312 | 218 |
| 8 | 52,145 | 314 | 220 |
| 9 | 52,459 | 316 | 221 |
| 10 | 52,775 | 318 | 222 |
| 11 | 53,093 | 320 | 224 |
| 12 | 53,412 | 322 | 225 |
| 13 | 53,734 | 323 | 226 |
| 14 | 54,058 | 325 | 228 |
| 15 | 54,383 | 327 | 229 |
| 16 | 54,710 | 329 | 231 |
| 17 | 55,040 | 331 | 232 |
| 18 | 55,371 | 333 | 233 |
| 19 | 55,704 | 335 | 235 |
| 20 | 56,040 | 337 | 236 |
| TOTAL | $6,377 | $4,464 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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