Compare Savings vs. CDs
Comparison of Deposit Account from MERCK SHARP & DOHME with 4.90%
- October 2026
Long-Term Analysis of FIVE STAR with 1.21% APY and PINPOINT with 0.45% APY and MERCK SHARP & DOHME with 4.90% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.21%-$50,00036 MonthCredit Union1.59x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.21%Annual
InterestAnnual Interest
(After Tax)1 50,000 605 424 2 50,605 612 429 3 51,217 620 434 4 51,837 627 439 5 52,464 635 444 6 53,099 642 450 7 53,742 650 455 8 54,392 658 461 9 55,050 666 466 10 55,716 674 472 11 56,390 682 478 12 57,073 691 483 13 57,763 699 489 14 58,462 707 495 15 59,170 716 501 16 59,885 725 507 17 60,610 733 513 18 61,343 742 520 19 62,086 751 526 20 62,837 760 532 TOTAL $13,597 $9,518 - 2LOCAL MONEY MARKET0.45%-$50,000N.A.Credit Union0.59x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288 - 3LOCAL CD4.90%-$50,00024 MonthCredit Union7.38x (National Avg. - 0.66%)$25,000SCENARIO
Year Rate
4.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,450 1,715 2 52,450 2,570 1,799 3 55,020 2,696 1,887 4 57,716 2,828 1,980 5 60,544 2,967 2,077 6 63,511 3,112 2,178 7 66,623 3,265 2,285 8 69,887 3,424 2,397 9 73,312 3,592 2,515 10 76,904 3,768 2,638 11 80,672 3,953 2,767 12 84,625 4,147 2,903 13 88,772 4,350 3,045 14 93,122 4,563 3,194 15 97,685 4,787 3,351 16 102,471 5,021 3,515 17 107,492 5,267 3,687 18 112,760 5,525 3,868 19 118,285 5,796 4,057 20 124,081 6,080 4,256 TOTAL $80,161 $56,112
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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