Five Star

Headquarters

Po Box 2028
Dothan, AL 36302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 1.01% 0.70% →
2-Year CD 1.11% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Five Star is an NCUA insured institution located in Dothan, AL. It was founded in 1964 and has approximately $606.27 millions in assets.

Who can join?

In ALABAMA you are eligible to join if you live, work, worship, or attend school in any of the Alabama counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union.
• Barbour
• Coffee
• Dale
• Geneva
• Henry
• Houston
• Pike
• Russell
In GEORGIA you are eligible to join if you LIVE in any of the Georgia counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union.
• Decatur
• Early
• Grady
• Miller
• Quitman
• Seminole
• Glynn (at former Frederica Credit Union - now Five Star Credit Union)
If none of those counties applies, you can also join if you are employed by one of our Special Employer Groups (SEGs) that are eligible to be members.

NCUA Insured Yes / State-Chartered
Charter Number # # 68302
Date Established 1964
Assets $606.27 million
Loans $295.11 million
Deposits $528.58 million
Capital $70.14 million
 

Field of Membership Restrictions

Five Star Credit Union of Alabama is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties and residential locations of Alabama and Georgia that are listed on the credit union website, along with the family or household members of current credit union members.

Deposit Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.60% $2,500 $2,999 Learn More
Money Market
0.60% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
1.01% $10,000 $14,999 Learn More
12 Mo CD
1.01% $100,000 $199,999 Learn More
24 Mo CD
1.11% $10,000 $14,999 Learn More
24 Mo CD
1.11% $100,000 $199,999 Learn More
36 Mo CD
1.21% $10,000 $14,999 Learn More
36 Mo CD
1.21% $100,000 $199,999 Learn More
48 Mo CD
1.31% $10,000 $14,999 Learn More
48 Mo CD
1.31% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIVE STAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.788% 2.725% 0.88 $2,042 $1,018 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to FIVE STAR
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Five Star branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Five Star Locations


Financial Details

Five Star Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Five Star. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Five Star U.S. Average
4.55% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Five Star had $2,505,431 in non-current loans and $824,543 in owned assets. To cover these potential losses it had $70,139,531 in net worth and $3,113,033 in loans loss reserves. That gives it a Texas Ratio of 4.55%.

Net Worth
Five Star U.S. Average
11.56% 12.20%

Five Star FCU has a net worth of 11.56% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Five Star

Branches and Savings

What is Five Star?

A credit union, registered with the NCUA under certificate #68302.
Learn more about credit unions here.

Is Five Star FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Five Star is insured by the NCUA.

Who can join Five Star?

Please see Field of Membership information above for information on who is eligible to join.

What are Five Star's share account and share certificate rates?

Five Star's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Five Star?

Five Star has total capital of $70.14 million. Full information on Five Star's financial position is located above.

Who owns Five Star?

Credit Unions are owned by their members.

Where are Five Star branches located?

See branch locations nearby.

Are Five Star ATMs Open 24/7?

Do Five Star ATMs accept cash deposits?

Can Five Star customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Five Star have a mobile app?

Does Five Star have mobile deposit?

Does Five Star have quick pay?

How can Five Star transfer money to other banks or credit unions?

Does Five Star report to credit bureaus?

Does Five Star use Chexsystems?

Does Five Star use Equifax?

What is Five Star's toll free phone number?

What is Five Star's ACH Routing Number?

What is Five Star's SWIFT code?

Where can I find Five Star's wire transfer form?

What is the Five Star address for deposits?

What Products Does Five Star Offer

Does Five Star offer mortgages?

Compare mortgage rates here.

Does Five Star offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Five Star offer auto and RV loans?

Compare auto loan rates here.

Does Five Star offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Five Star

There are currently no comments for Five Star. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →