PO Box 2028
Dothan, AL 36302


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68302
Date Established 1964
Assets $407.18 million
Loans $264.88 million
Deposits $355.07 million
Capital $49.12 million

Five Star is an NCUA insured institution located in Dothan, AL. It was founded in 1964 and has approximately $407.18 millions in assets.

Who can join?

In ALABAMA you are eligible to join if you live, work, worship, or attend school in any of the Alabama counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union.
• Barbour
• Coffee
• Dale
• Geneva
• Henry
• Houston
• Pike
• Russell
In GEORGIA you are eligible to join if you LIVE in any of the Georgia counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union.
• Decatur
• Early
• Grady
• Miller
• Quitman
• Seminole
• Glynn (at former Frederica Credit Union - now Five Star Credit Union)
If none of those counties applies, you can also join if you are employed by one of our Special Employer Groups (SEGs) that are eligible to be members.

Field of Membership Restrictions

Five Star Credit Union of Alabama is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties and residential locations of Alabama and Georgia that are listed on the credit union website, along with the family or household members of current credit union members.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $2,000 $49,999 Learn MoreShow Less
2.07% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.56% $500 $99,999 Learn MoreShow Less
6 Mo CD
1.56% $100,000 - Learn MoreShow Less
2.07% $500 $99,999 Learn MoreShow Less
12 Mo CD
2.07% $100,000 - Learn MoreShow Less
Special: 24 Mo CD
2.55% $500 - Learn MoreShow Less
2.32% $500 $99,999 Learn MoreShow Less
24 Mo CD
2.32% $100,000 - Learn MoreShow Less
Special: 36 Mo CD
2.70% $500 - Learn MoreShow Less
2.48% $500 $99,999 Learn MoreShow Less
36 Mo CD
2.48% $100,000 - Learn MoreShow Less
2.58% $500 $99,999 Learn MoreShow Less
48 Mo CD
2.58% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $1 - Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIVE STAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
4.502% 4.375% 0.50 $3,750 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Five Star branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Five Star Locations

Financial Details

Five Star Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Five Star. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Five Star U.S. Average
8.54% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Five Star had $3,433,935 in non-current loans and $1,155,085 in owned assets. To cover these potential losses it had $49,117,072 in net worth and $4,613,555 in loans loss reserves. That gives it a Texas Ratio of 8.54%.

Net Worth
Five Star U.S. Average
12.06% 13.21%

Five Star FCU has a net worth of 12.06% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of FIVE STAR and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.