Five Star Credit Union

Headquarters

Po Box 2028
Dothan, AL 36302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 1.01% 1.45% →
2-Year CD 1.11% 2.31% →
5-Year CD N.A. 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Five Star is an NCUA insured institution located in Dothan, AL. It was founded in 1964 and has approximately $661.05 millions in assets.

Who can join?

In ALABAMA you are eligible to join if you live, work, worship, or attend school in any of the Alabama counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union.
• Barbour
• Coffee
• Dale
• Geneva
• Henry
• Houston
• Pike
• Russell
In GEORGIA you are eligible to join if you LIVE in any of the Georgia counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union.
• Decatur
• Early
• Grady
• Miller
• Quitman
• Seminole
• Glynn (at former Frederica Credit Union - now Five Star Credit Union)
If none of those counties applies, you can also join if you are employed by one of our Special Employer Groups (SEGs) that are eligible to be members.

NCUA Insured Yes / State-Chartered
Charter Number # # 68302
Date Established 1964
Assets $661.05 million
Loans $348.72 million
Deposits $578.42 million
Capital $78.13 million
 

Field of Membership Restrictions

Five Star Credit Union of Alabama is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties and residential locations of Alabama and Georgia that are listed on the credit union website, along with the family or household members of current credit union members.

Deposit Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.60% $2,500 $2,999 Learn More
Money Market
0.60% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
1.01% $10,000 $14,999 Learn More
12 Mo CD
1.01% $100,000 $199,999 Learn More
24 Mo CD
1.11% $10,000 $14,999 Learn More
24 Mo CD
1.11% $100,000 $199,999 Learn More
36 Mo CD
1.21% $10,000 $14,999 Learn More
36 Mo CD
1.21% $100,000 $199,999 Learn More
48 Mo CD
1.31% $10,000 $14,999 Learn More
48 Mo CD
1.31% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIVE STAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
4.773% 4.690% 1.00 $2,420 $1,296 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
5.951% 5.875% 0.75 $2,060 $1,479 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to FIVE STAR
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Five Star branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Five Star Locations



Climate Initiatives

FIVE STAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Five Star Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Five Star. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Five Star U.S. Average
2.94% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Five Star had $2,004,408 in non-current loans and $378,119 in owned assets. To cover these potential losses it had $78,126,334 in net worth and $2,779,980 in loans loss reserves. That gives it a Texas Ratio of 2.94%.

Net Worth
Five Star U.S. Average
11.81% 12.36%

Five Star FCU has a net worth of 11.81% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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