This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 377 | 264 |
| 2 | 50,377 | 379 | 266 |
| 3 | 50,756 | 382 | 268 |
| 4 | 51,138 | 385 | 270 |
| 5 | 51,523 | 388 | 272 |
| 6 | 51,911 | 391 | 274 |
| 7 | 52,302 | 394 | 276 |
| 8 | 52,696 | 397 | 278 |
| 9 | 53,093 | 400 | 280 |
| 10 | 53,492 | 403 | 282 |
| 11 | 53,895 | 406 | 284 |
| 12 | 54,301 | 409 | 286 |
| 13 | 54,710 | 412 | 288 |
| 14 | 55,122 | 415 | 291 |
| 15 | 55,537 | 418 | 293 |
| 16 | 55,955 | 421 | 295 |
| 17 | 56,376 | 425 | 297 |
| 18 | 56,801 | 428 | 299 |
| 19 | 57,229 | 431 | 302 |
| 20 | 57,660 | 434 | 304 |
| TOTAL | $8,094 | $5,666 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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