• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from OSHKOSH COMMUNITY with 0.35% - May 2025


Long-Term Analysis of STRATA with 1.25% APY and PROCTOR with 0.25% APY and FERGUSON with 1.16% APY and COASTAL with 0.10% APY and ORION with 0.64% APY and UNIFY FINANCIAL with 0.10% APY and First Resource Bank with 0.35% APY and OSHKOSH COMMUNITY with 0.35% APY and My e-Banc, a division of Bradesco BAC Florida Bank with 4.45% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    STRATA
    1.25%
    -
    $50,000
    60 Month
    Credit Union
    1.36x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 2
    LOCAL CD
    PROCTOR
    0.25%
    -
    $50,000
    6 Month
    Credit Union
    0.61x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 3
    LOCAL CD
    FERGUSON
    1.16%
    -
    $50,000
    12 Month
    Credit Union
    2.10x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    1.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 578 405
    2 50,578 585 409
    3 51,163 591 414
    4 51,754 598 419
    5 52,352 605 424
    6 52,958 612 429
    7 53,570 619 433
    8 54,189 626 438
    9 54,815 634 444
    10 55,449 641 449
    11 56,090 648 454
    12 56,739 656 459
    13 57,394 663 464
    14 58,058 671 470
    15 58,729 679 475
    16 59,408 687 481
    17 60,095 695 486
    18 60,789 703 492
    19 61,492 711 498
    20 62,203 719 503
    TOTAL $12,922 $9,045
  • 4
    LOCAL SAVINGS
    COASTAL
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.45x (National Avg. - 0.22%)
    $25
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 5
    LOCAL CD
    ORION
    0.64%
    -
    $50,000
    36 Month
    Credit Union
    0.85x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.64%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 320 224
    2 50,320 322 225
    3 50,642 324 227
    4 50,966 326 228
    5 51,292 328 230
    6 51,621 330 231
    7 51,951 332 233
    8 52,283 335 234
    9 52,618 337 236
    10 52,955 339 237
    11 53,294 341 239
    12 53,635 343 240
    13 53,978 345 242
    14 54,324 348 243
    15 54,671 350 245
    16 55,021 352 246
    17 55,373 354 248
    18 55,728 357 250
    19 56,084 359 251
    20 56,443 361 253
    TOTAL $6,804 $4,763
  • 6
    LOCAL SAVINGS
    UNIFY FINANCIAL
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.45x (National Avg. - 0.22%)
    $200
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 7
    LOCAL CD
    First Resource Bank
    0.35%
    -
    $50,000
    12 Month
    Bank
    0.64x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 8
    LOCAL CD
    OSHKOSH COMMUNITY
    0.35%
    -
    $50,000
    12 Month
    Credit Union
    0.64x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 9
    LOCAL CD
    My e-Banc, a division of Bradesco BAC Florida Bank
    4.45%
    -
    $50,000
    12 Month
    Online Bank
    8.08x (National Avg. - 0.55%)
    $50,000
     
    SCENARIO
    Year Rate
    4.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,225 1,558
    2 52,225 2,324 1,627
    3 54,549 2,427 1,699
    4 56,976 2,535 1,775
    5 59,512 2,648 1,854
    6 62,160 2,766 1,936
    7 64,926 2,889 2,022
    8 67,816 3,018 2,112
    9 70,833 3,152 2,206
    10 73,985 3,292 2,305
    11 77,278 3,439 2,407
    12 80,717 3,592 2,514
    13 84,308 3,752 2,626
    14 88,060 3,919 2,743
    15 91,979 4,093 2,865
    16 96,072 4,275 2,993
    17 100,347 4,465 3,126
    18 104,813 4,664 3,265
    19 109,477 4,872 3,410
    20 114,348 5,089 3,562
    TOTAL $69,437 $48,606

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.05% on April 30.
    6 Month Jumbo CD.

    Last change: ↓0.15% on January 25.

    Last change: ↑0.20% on April 9.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on April 30, 2025

    This page was created in 0.0789 seconds.