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Comparison of Deposit Account from Pacific Premier Bank with 0.50% - August 2025


Long-Term Analysis of Pacific Premier Bank with 0.50% APY and EAST IDAHO with 3.33% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Pacific Premier Bank
    0.50%
    -
    $50,000
    36 Month
    Bank
    0.66x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 2
    LOCAL CD
    EAST IDAHO
    3.33%
    -
    $50,000
    23 Month
    Credit Union
    N.A.
    $500
     
    SCENARIO
    Year Rate
    3.33%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,665 1,166
    2 51,665 1,720 1,204
    3 53,385 1,778 1,244
    4 55,163 1,837 1,286
    5 57,000 1,898 1,329
    6 58,898 1,961 1,373
    7 60,860 2,027 1,419
    8 62,886 2,094 1,466
    9 64,980 2,164 1,515
    10 67,144 2,236 1,565
    11 69,380 2,310 1,617
    12 71,690 2,387 1,671
    13 74,078 2,467 1,727
    14 76,544 2,549 1,784
    15 79,093 2,634 1,844
    16 81,727 2,722 1,905
    17 84,449 2,812 1,968
    18 87,261 2,906 2,034
    19 90,167 3,003 2,102
    20 93,169 3,103 2,172
    TOTAL $46,272 $32,390

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.10% on July 13.

    Last change: ↑0.40% on June 24.
    Early withdrawal penalty is 3 Months' Interest.

    Last change: ↓0.05% on August 2.
    7-Month CD.

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