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Comparison of Deposit Account from POWERCO with 1.18% - June 2025

Long-Term Analysis of THREE RIVERS with 2.25% APY and POWERCO with 1.18% APY and Iron Workers Savings Bank with 0.25% APY and TEXAR with 0.55% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

THREE RIVERS

2.25%

$50,000

18 Month

Credit Union

3.87x (National Avg. - 0.58%)

$1,000

SCENARIO

Year	Rate 2.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,125	788
2	51,125	1,150	805
3	52,275	1,176	823
4	53,452	1,203	842
5	54,654	1,230	861
6	55,884	1,257	880
7	57,141	1,286	900
8	58,427	1,315	920
9	59,742	1,344	941
10	61,086	1,374	962
11	62,460	1,405	984
12	63,866	1,437	1,006
13	65,302	1,469	1,029
14	66,772	1,502	1,052
15	68,274	1,536	1,075
16	69,810	1,571	1,100
17	71,381	1,606	1,124
18	72,987	1,642	1,150
19	74,629	1,679	1,175
20	76,309	1,717	1,202
	TOTAL	$28,025	$19,618

LOCAL CD

POWERCO

1.18%

$50,000

48 Month

Credit Union

1.44x (National Avg. - 0.82%)

$500

SCENARIO

Year	Rate 1.18%	Annual Interest	Annual Interest (After Tax)
1	50,000	590	413
2	50,590	597	418
3	51,187	604	423
4	51,791	611	428
5	52,402	618	433
6	53,020	626	438
7	53,646	633	443
8	54,279	640	448
9	54,920	648	454
10	55,568	656	459
11	56,223	663	464
12	56,887	671	470
13	57,558	679	475
14	58,237	687	481
15	58,924	695	487
16	59,620	704	492
17	60,323	712	498
18	61,035	720	504
19	61,755	729	510
20	62,484	737	516
	TOTAL	$13,221	$9,255

LOCAL CD

Iron Workers Savings Bank

0.25%

$50,000

6 Month

Bank

0.61x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

TEXAR

0.55%

$50,000

6 Month

Credit Union

1.34x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from POWERCO with 1.18% - June 2025

Long-Term Analysis of THREE RIVERS with 2.25% APY and POWERCO with 1.18% APY and Iron Workers Savings Bank with 0.25% APY and TEXAR with 0.55% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from POWERCO with 1.18% - June 2025