PO BOX 22192
Milwaukie, OR 97269


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8317
Date Established 1953
Assets $45.65 million
Loans $34.24 million
Deposits $38.97 million
Capital $5.15 million

Cutting Edge is an NCUA insured institution located in Milwaukie, OR. It was founded in 1953 and has approximately $45.65 millions in assets.

Field of Membership Restrictions

Membership is open to employees and their family of Blount, Inc., Pacific Scientific OECO, Day Wireless, Bob’s Red Mill, CriterionBrock, ATK and other select companies near the office of Blount, Inc. in Milwakie, Oregon or Lewiston, Idaho.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Cutting Edge

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There are currently no rates available for Cutting Edge, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for CUTTING EDGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Cutting Edge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cutting Edge Locations

Financial Details

Cutting Edge Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cutting Edge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cutting Edge U.S. Average
2.15% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cutting Edge had $60,913 in non-current loans and $54,235 in owned assets. To cover these potential losses it had $5,148,060 in net worth and $208,181 in loans loss reserves. That gives it a Texas Ratio of 2.15%.

Net Worth
Cutting Edge U.S. Average
11.27% 13.47%

Cutting Edge FCU has a net worth of 11.27% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cutting Edge

Branches and Savings

What is Cutting Edge?

A federal credit union, registered with the NCUA under certificate #8317.
Learn more about credit unions here.

Is Cutting Edge FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cutting Edge?

Please see Field of Membership information above for information on who is eligible to join.

What are Cutting Edge's share account and share certificate rates?

Cutting Edge's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cutting Edge?

Cutting Edge has total capital of $5.15 million. Full information on Cutting Edge's financial position is located above.

Who owns Cutting Edge?

Credit Unions are owned by their members.

Where are Cutting Edge branches located?

See branch locations nearby.

Are Cutting Edge ATMs Open 24/7?

Do Cutting Edge ATMs accept cash deposits?

Can Cutting Edge customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cutting Edge have a mobile app?

Does Cutting Edge have mobile deposit?

Does Cutting Edge have quick pay?

How can Cutting Edge transfer money to other banks or credit unions?

Does Cutting Edge report to credit bureaus?

Does Cutting Edge use Chexsystems?

Does Cutting Edge use Equifax?

What is Cutting Edge's toll free phone number?

What is Cutting Edge's ACH Routing Number?

What is Cutting Edge's SWIFT code?

Where can I find Cutting Edge's wire transfer form?

What is the Cutting Edge address for deposits?

What Products Does Cutting Edge Offer

Does Cutting Edge offer mortgages?

Compare mortgage rates here.

Does Cutting Edge offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cutting Edge offer auto and RV loans?

Compare auto loan rates here.

Does Cutting Edge offer student loans or personal loans?

Compare personal loan rates here.

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