Cutting Edge Federal Credit Union
Headquarters
Po Box 22192
Milwaukie, OR 97269
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2025 Overview
General Credit Union Information
Cutting Edge is an NCUA insured institution located in Milwaukie, OR. It was founded in 1953 and has approximately $55.26 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8317 |
| Date Established | 1953 |
| Assets | $55.26 million |
| Loans | $20.08 million |
| Deposits | $49.10 million |
| Capital | $5.53 million |
Field of Membership Restrictions
Membership is open to employees and their family of Blount, Inc., Pacific Scientific OECO, Day Wireless, Bob’s Red Mill, CriterionBrock, ATK and other select companies near the office of Blount, Inc. in Milwakie, Oregon or Lewiston, Idaho.
Deposit Rates - July 30, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.07% | $100 | - |
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|
|
Money Market
|
0.05% | $2,500 | $24,999 |
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|
|
Money Market
|
0.10% | $25,000 | $49,999 |
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|
|
Money Market
|
0.20% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.07% | $500 | - |
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|
| 12 Mo CD
|
2.02% | $50 | - |
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|
| 12 Mo CD
|
4.07% | $500 | - |
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|
| 24 Mo CD
|
2.27% | $500 | - |
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|
| 36 Mo CD
|
2.53% | $500 | - |
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|
Loan Rates - July 30, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Cutting Edge
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.380% | 6.250% | 0.75 | $4,414 | $1,971 | Learn More |
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
NMLS ID: 401822 |
Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Cutting Edge
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Branches
Below are Cutting Edge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Cutting Edge Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2314.03 | A | View Lobby Hours |
Climate Policy and Initiatives
CUTTING EDGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Cutting Edge Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Cutting Edge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Cutting Edge | U.S. Average |
|---|---|
| 3.22% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, Cutting Edge had $148,661 in non-current loans and $31,968 in owned assets. To cover these potential losses it had $5,531,214 in net worth and $79,401 in loans loss reserves. That gives it a Texas Ratio of 3.22%.
Net Worth
| Cutting Edge | U.S. Average |
|---|---|
| 10% | 14.12% |
Cutting Edge FCU has a net worth of 10% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Cutting Edge
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