This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.19% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 595 | 417 |
| 2 | 50,595 | 602 | 421 |
| 3 | 51,197 | 609 | 426 |
| 4 | 51,806 | 616 | 432 |
| 5 | 52,423 | 624 | 437 |
| 6 | 53,047 | 631 | 442 |
| 7 | 53,678 | 639 | 447 |
| 8 | 54,317 | 646 | 452 |
| 9 | 54,963 | 654 | 458 |
| 10 | 55,617 | 662 | 463 |
| 11 | 56,279 | 670 | 469 |
| 12 | 56,949 | 678 | 474 |
| 13 | 57,626 | 686 | 480 |
| 14 | 58,312 | 694 | 486 |
| 15 | 59,006 | 702 | 492 |
| 16 | 59,708 | 711 | 497 |
| 17 | 60,419 | 719 | 503 |
| 18 | 61,138 | 728 | 509 |
| 19 | 61,865 | 736 | 515 |
| 20 | 62,601 | 745 | 521 |
| TOTAL | $13,346 | $9,342 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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