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Comparison of Deposit Account from RESOURCE with 1.19% - September 2026


Long-Term Analysis of SPC with 0.60% APY and MILLSTREAM AREA with 0.60% APY and RESOURCE with 1.19% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    SPC
    0.60%
    -
    $50,000
    12 Month
    Credit Union
    1.09x (National Avg. - 0.55%)
    $1,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    MILLSTREAM AREA
    0.60%
    -
    $50,000
    18 Month
    Credit Union
    1.04x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 301 210
    2 50,301 302 212
    3 50,603 304 213
    4 50,907 306 214
    5 51,213 308 215
    6 51,521 310 217
    7 51,830 312 218
    8 52,142 313 219
    9 52,455 315 221
    10 52,770 317 222
    11 53,088 319 223
    12 53,407 321 225
    13 53,728 323 226
    14 54,051 325 227
    15 54,375 327 229
    16 54,702 329 230
    17 55,031 331 232
    18 55,362 333 233
    19 55,694 335 234
    20 56,029 337 236
    TOTAL $6,366 $4,456
  • 3
    LOCAL CD
    RESOURCE
    1.19%
    -
    $50,000
    60 Month
    Credit Union
    1.29x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    1.19%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 595 417
    2 50,595 602 421
    3 51,197 609 426
    4 51,806 616 432
    5 52,423 624 437
    6 53,047 631 442
    7 53,678 639 447
    8 54,317 646 452
    9 54,963 654 458
    10 55,617 662 463
    11 56,279 670 469
    12 56,949 678 474
    13 57,626 686 480
    14 58,312 694 486
    15 59,006 702 492
    16 59,708 711 497
    17 60,419 719 503
    18 61,138 728 509
    19 61,865 736 515
    20 62,601 745 521
    TOTAL $13,346 $9,342

    All calculations are for demonstration purposes only.

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