10719 Airline Hwy
Baton Rouge, LA 70816
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Efcu Financial is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1934 and has approximately $1074.74 millions in assets.
Who can join (Field of Membership)?
Membership is open to anyone who meets one of the following:
1.Persons who live, work, worship or attend school in these nine Louisiana Parishes:
• East Baton Rouge
• West Baton Rouge
• Ascension
• East Feliciana
• West Feliciana
• Iberville
• Livingston
• Point Coupee
• St. Helena
2. Immediate family or household members (limited to spouses, parents, grandparents, children, grandchildren and siblings) of a current EFCU member.
3. Spouse of a person who died while within the field of membership
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 13 |
Date Established | 1934 |
Assets | $1,074.74 million |
Loans | $977.89 million |
Deposits | $926.71 million |
Capital | $105.36 million |
Your Current Location: Washington, WA 98109
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
30 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
30 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.25% | $1 | $499 | Learn More |
Checking Rates | APY | MIN | FEE | |
---|---|---|---|---|
Rewards Checking | 5.21% | $0 | $0.00 | Learn More |
Your Current Location: Washington, WA 98109
There are currently no loan rates available for Efcu Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
5.842% | 5.750% | 0.50 | $3,200 | $1,868 | Learn More |
NMLS ID: 2578474 |
6.105% | 6.000% | 0.75 | $3,610 | $1,919 | Learn More |
NMLS ID: 118653 License#: CL-118653 |
6.208% | 6.125% | 0.88 | $2,842 | $1,945 | Learn More |
NMLS ID: 2561451 |
6.242% | 6.125% | 0.63 | $4,057 | $1,945 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Rate See Table |
Intro APR 9.600 % After Intro: 9.600 % |
$25,000 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Efcu Financial
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Efcu Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
2025.62 | A | View Lobby Hours | |
2033.06 | B | View Lobby Hours | |
2036.80 | C | View Lobby Hours | |
2040.50 | D | View Lobby Hours | |
2041.01 | E | View Lobby Hours | |
2041.73 | F | View Lobby Hours | |
2042.77 | G | View Lobby Hours | |
2048.11 | H | View Lobby Hours | |
2054.47 | I | View Lobby Hours |
EFCU FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Efcu Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Efcu Financial | U.S. Average |
---|---|
13.44% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Efcu Financial had $13,515,875 in non-current loans and $777,035 in owned assets. To cover these potential losses it had $105,358,508 in net worth and $962,653 in loans loss reserves. That gives it a Texas Ratio of 13.44%.
Efcu Financial | U.S. Average |
---|---|
9.79% | 13.93% |
Efcu Financial FCU has a net worth of 9.79% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Efcu Financial
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