Trustone Financial Federal Credit Union
Headquarters
14601 27th Ave N, Suite 104
Plymouth, MN 55447
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2024 Overview
General Credit Union Information
Trustone Financial is an NCUA insured institution located in Plymouth, MN. It was founded in 1939 and has approximately $1790.55 millions in assets.
Who can join?
Cities of Minneapolis, St. Paul, St. Cloud and Kenosha Eligibility:
Anyone who lives, works, worships or attends school within Minneapolis, St. Paul, or the St. Clous zip code of 56301
Anyone who lives or works in Kenosha or Racine Counties of Wisconsin
Anyone who lives or works in Milwaukee County of Wisconsin
Anyone involved in an associated education community is eligible.
Anyone involved in a Select Employee Group is also eligible.
For a list of both:
https://trustonefinancial.org/member-services/membership-eligibility
Family members of eligible people can also join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24354 |
| Date Established | 1939 |
| Assets | $1,790.55 million |
| Loans | $1,292.15 million |
| Deposits | $1,518.63 million |
| Capital | $193.52 million |
Field of Membership Restrictions
Membership in TruStone Financial Credit Union is open to anyone through donating to the TruStone Foundation . Membership is also open to the following: (1) those who live, work, attend school or worship in the cities of Minneapolis or St. Paul and in zip code 56301 in St. Cloud; (2) those who live or work in Milwaukee, Kenosha or Racine Counties of Wisconsin; (3) members and employees of Education Minnesota; (4) employees of Christian Heritage Academy, Institute of Production and Recording, Gannett Publishing Services, Apple Valley Medical Center and other area Select Employer Groups.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $5 | - |
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|
|
Money Market
|
0.80% | $0 | $9,999 |
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|
|
Money Market
|
1.00% | $10,000 | $24,999 |
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|
|
Money Market
|
0.80% | $25,000 | $49,999 |
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|
|
Money Market
|
1.75% | $50,000 | $99,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
2.50% | $500 | - |
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|
| 12 Mo CD
|
2.75% | $500 | - |
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|
| 13 Month Special
|
5.30% | $2,500 | - |
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|
| 20 Month Special
|
4.00% | $2,500 | - |
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|
| 24 Mo CD
|
3.00% | $500 | - |
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|
| 30 Month Special
|
3.75% | $2,500 | - |
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|
| 36 Mo CD
|
3.25% | $500 | - |
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|
| 48 Mo CD
|
3.00% | $500 | - |
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|
| 60 Mo CD
|
3.00% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $300 | - | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Trustone Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 447490 |
6.836% | 6.750% | 0.88 | $2,822 | $2,076 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Trustone Financial
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Branches
Below are Trustone Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TRUSTONE FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Trustone Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Trustone Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Trustone Financial | U.S. Average |
|---|---|
| 1.39% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Trustone Financial had $2,477,310 in non-current loans and $308,906 in owned assets. To cover these potential losses it had $193,515,307 in net worth and $6,744,975 in loans loss reserves. That gives it a Texas Ratio of 1.39%.
Net Worth
| Trustone Financial | U.S. Average |
|---|---|
| 10.8% | 13.62% |
Trustone Financial FCU has a net worth of 10.8% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Trustone Financial
Ann and Korky
August 7, 2020
We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it through their bank but it is rejected. We call the US and talk to Trustone and they say no request from the merchant came through. They say there are no holds or problems with our card. We have investigated it with the merchant's banks and some banks here don't connect with the credit union and so we are not able to use our card. We have had to get hundreds of dollars in cash at times because our credit card is not accepted. We very much like the services of the credit union, but this causes us many problems and embarrassment when we are abroad.
Is this review helpful? Yes:0 / No: 0
Ann and Korky
August 7, 2020
We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it through their bank but it is rejected. We call the US and talk to Trustone and they say no request from the merchant came through. They say there are no holds or problems with our card. We have investigated it with the merchant's banks and some banks here don't connect with the credit union and so we are not able to use our card. We have had to get hundreds of dollars in cash at times because our credit card is not accepted. We very much like the services of the credit union, but this causes us many problems and embarrassment when we are abroad.
Is this review helpful? Yes:0 / No: 0
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