This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.77% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,385 | 1,670 |
| 2 | 52,385 | 2,499 | 1,749 |
| 3 | 54,884 | 2,618 | 1,833 |
| 4 | 57,502 | 2,743 | 1,920 |
| 5 | 60,245 | 2,874 | 2,012 |
| 6 | 63,118 | 3,011 | 2,108 |
| 7 | 66,129 | 3,154 | 2,208 |
| 8 | 69,283 | 3,305 | 2,313 |
| 9 | 72,588 | 3,462 | 2,424 |
| 10 | 76,051 | 3,628 | 2,539 |
| 11 | 79,678 | 3,801 | 2,660 |
| 12 | 83,479 | 3,982 | 2,787 |
| 13 | 87,461 | 4,172 | 2,920 |
| 14 | 91,633 | 4,371 | 3,060 |
| 15 | 96,004 | 4,579 | 3,206 |
| 16 | 100,583 | 4,798 | 3,358 |
| 17 | 105,381 | 5,027 | 3,519 |
| 18 | 110,407 | 5,266 | 3,687 |
| 19 | 115,674 | 5,518 | 3,862 |
| 20 | 121,191 | 5,781 | 4,047 |
| TOTAL | $76,972 | $53,881 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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