2024 Overview
General Credit Union Information
Rev is an NCUA insured institution located in Charleston, SC. It was founded in 1955 and has approximately $1101.13 millions in assets.
Who can join?
Heritage Trust offers membership to individuals and their immediate family members if their employer is in one of the union's Select Employee Groups (SEGs).
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9986 |
| Date Established | 1955 |
| Assets | $1,101.13 million |
| Loans | $873.27 million |
| Deposits | $890.83 million |
| Capital | $162.10 million |
Field of Membership Restrictions
Membership is open to employees of a member of the credit union's select employer group.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Primary
|
0.01% | $0 | $50,000 |
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|
| SAV
|
0.05% | $50,000 | - |
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|
|
Money Market
|
0.45% | $1,000 | $9,999 |
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|
|
Money Market
|
0.55% | $10,000 | $24,999 |
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|
|
Money Market
|
0.55% | $25,000 | $49,999 |
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|
|
Money Market
|
0.55% | $50,000 | $99,999 |
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|
|
Money Market
|
5.00% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
4.00% | $250 | - |
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|
| 6 Mo CD
|
0.50% | $250 | - |
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|
| 9 Mo CD
|
4.77% | $250 | - |
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|
| 12 Mo CD
|
4.00% | $100 | - |
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|
| 12 Mo CD
|
1.75% | $250 | - |
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|
| 13 Mo CD
|
3.75% | $250 | - |
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|
| 24 Mo CD
|
4.00% | $250 | - |
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|
| 36 Mo CD
|
2.25% | $250 | - |
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|
| 48 Mo CD
|
2.30% | $250 | - |
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|
| 60 Mo CD
|
2.80% | $250 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.15% | $1 | - | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Rev
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Rev
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Branches
Below are Rev branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
REV is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Rev Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rev. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rev | U.S. Average |
|---|---|
| 6.80% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Rev had $10,820,304 in non-current loans and $495,189 in owned assets. To cover these potential losses it had $162,104,777 in net worth and $4,283,284 in loans loss reserves. That gives it a Texas Ratio of 6.80%.
Net Worth
| Rev | U.S. Average |
|---|---|
| 14.63% | 13.62% |
Rev FCU has a net worth of 14.63% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Rev
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