Compare Savings vs. CDs
Comparison of Deposit Account from STANFORD with 1.92% - February 2024


Long-Term Analysis of STANFORD with 1.92% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.92%
    -
    $50,000
    3 Month
    Credit Union
    0.96x (National Avg. - 2.01%)
    $1,000
     
    SCENARIO
    Year Rate
    1.92%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 960 672
    2 50,960 978 685
    3 51,938 997 698
    4 52,936 1,016 711
    5 53,952 1,036 725
    6 54,988 1,056 739
    7 56,044 1,076 753
    8 57,120 1,097 768
    9 58,216 1,118 782
    10 59,334 1,139 797
    11 60,473 1,161 813
    12 61,634 1,183 828
    13 62,818 1,206 844
    14 64,024 1,229 860
    15 65,253 1,253 877
    16 66,506 1,277 894
    17 67,783 1,301 911
    18 69,084 1,326 928
    19 70,411 1,352 946
    20 71,763 1,378 964
    TOTAL $23,141 $16,198

    All calculations are for demonstration purposes only.

    Featured CD Rates

    Advertiser Disclosure
    ONLINE BANKS APY? MIN?

    Earn 5.35% Annual Percentage Yield (APY) with a 6-month CD. Member FDIC.

    6-Month

    Start earning 5.30% APY with a high-yield CD that supports a greener economy. Easy signup. FDIC-insured.

    9-Month

    Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

    Last change: ↑0.46% on December 15, 2023.

    Last change: ↑0.30% on January 15.