STANFORD

1860 Embarcadero Road
Palo Alto, CA 94303

Notable Rates APY Vs.Others
Savings 0.20% 2.60% →
1-Year CD 1.92% 2.25% →
2-Year CD 2.12% 2.50% →
5-Year CD 2.27% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Stanford is an NCUA insured institution located in Palo Alto, CA. It was founded in 1959 and has approximately $2759.92 millions in assets.

Who can join?

If you’re a member of the Stanford Community, then you can join.

You can also join if you meet one of the following criteria...

Members, employees and volunteers of the Palo Alto Chamber of Commerce

Employees of the companies that are members of the Palo Alto Chamber of Commerce

Members, employees and volunteers of the Friends of Palo Alto Libraries (FOPAL)

Members, employees and volunteers of the Museum of American Heritage (MOAH)

Organizations that are located on Stanford lands (including Research Park and the Stanford Shopping Center), as
long as the company has signed a simple, no-cost sponsorship agreement,

NCUA Insured Yes
Charter Number # # 13392
Date Established 1959
Assets $2,759.92 million
Loans $1,893.01 million
Deposits $2,150.18 million
Capital $269.61 million
 

Field of Membership Restrictions

Membership in Stanford Federal Credit Union is open to anyone through membership in the Friends of Palo Alto Library or the Museum of American Heritage (membership paid through the credit union). Membership is also open to the following: (1) faculty, students and alumni of Stanford University; (2) employees of Sun Microsystems, City of Palo Alto, Facebook and over 200 area Select Employer Groups.

Deposit Rates - November 21, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.75% $2,500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.92% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.31% $1,000 - Learn MoreShow Less
6 Mo CD
1.51% $1,000 - Learn MoreShow Less
Special: 7 Mo CD
1.51% $1,000 - Learn MoreShow Less
12 Mo CD
1.92% $1,000 - Learn MoreShow Less
18 Mo CD
2.02% $1,000 - Learn MoreShow Less
24 Mo CD
2.12% $1,000 - Learn MoreShow Less
36 Mo CD
2.17% $1,000 - Learn MoreShow Less
48 Mo CD
2.22% $1,000 - Learn MoreShow Less
60 Mo CD
2.27% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - November 21, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for STANFORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $930 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to STANFORD
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Stanford branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Stanford Locations


Financial Details

Stanford Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stanford. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stanford U.S. Average
0.30% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Stanford had $612,490 in non-current loans and $229,619 in owned assets. To cover these potential losses it had $269,608,630 in net worth and $13,533,636 in loans loss reserves. That gives it a Texas Ratio of 0.30%.

Net Worth
Stanford U.S. Average
9.76% 13.65%

Stanford FCU has a net worth of 9.76% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Stanford

Branches and Savings

What is Stanford?

A federal credit union, registered with the NCUA under certificate #13392.
Learn more about credit unions here.

Is Stanford FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Stanford?

Please see Field of Membership information above for information on who is eligible to join.

What are Stanford's share account and share certificate rates?

Stanford's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Stanford?

Stanford has total capital of $269.61 million. Full information on Stanford's financial position is located above.

Who owns Stanford?

Credit Unions are owned by their members.

Where are Stanford branches located?

See branch locations nearby.

Are Stanford ATMs Open 24/7?

Do Stanford ATMs accept cash deposits?

Can Stanford customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Stanford have a mobile app?

Does Stanford have mobile deposit?

Does Stanford have quick pay?

How can Stanford transfer money to other banks or credit unions?

Does Stanford report to credit bureaus?

Does Stanford use Chexsystems?

Does Stanford use Equifax?

What is Stanford's toll free phone number?

What is Stanford's ACH Routing Number?

What is Stanford's SWIFT code?

Where can I find Stanford's wire transfer form?

What is the Stanford address for deposits?

What Products Does Stanford Offer

Does Stanford offer mortgages?

Compare mortgage rates here.

Does Stanford offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Stanford offer auto and RV loans?

Compare auto loan rates here.

Does Stanford offer student loans or personal loans?

Compare personal loan rates here.

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