Stanford Federal Credit Union

Headquarters

1860 Embarcadero Road
Palo Alto, CA 94303
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 3.50% →
1-Year CD 0.80% 3.70% →
2-Year CD 0.85% 3.80% →
5-Year CD 1.00% 4.25% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Stanford is an NCUA insured institution located in Palo Alto, CA. It was founded in 1959 and has approximately $3952.29 millions in assets.

Who can join?

If you’re a member of the Stanford Community, then you can join.

You can also join if you meet one of the following criteria...

Members, employees and volunteers of the Palo Alto Chamber of Commerce

Employees of the companies that are members of the Palo Alto Chamber of Commerce

Members, employees and volunteers of the Friends of Palo Alto Libraries (FOPAL)

Members, employees and volunteers of the Museum of American Heritage (MOAH)

Organizations that are located on Stanford lands (including Research Park and the Stanford Shopping Center), as
long as the company has signed a simple, no-cost sponsorship agreement,

NCUA Insured Yes / Federally Chartered
Charter Number # # 13392
Date Established 1959
Assets $3,952.29 million
Loans $2,556.73 million
Deposits $3,209.33 million
Capital $349.11 million
 

Field of Membership Restrictions

Membership in Stanford Federal Credit Union is open to anyone through membership in the Friends of Palo Alto Library or the Museum of American Heritage (membership paid through the credit union). Membership is also open to the following: (1) faculty, students and alumni of Stanford University; (2) employees of Sun Microsystems, City of Palo Alto, Facebook and over 200 area Select Employer Groups.

Deposit Rates - October 1, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
Premium Money Market Account
0.50% $10,000 $14,999 Learn More
Premium Money Market Account
0.50% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 1, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for STANFORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
6.477% 6.375% 0.63 $2,678 $1,560 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.010% 6.875% 0.88 $3,438 $1,643 Learn More
Eligibility.org
NMLS ID: 1907
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
5.740 %
After Intro: 7.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to STANFORD
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Stanford branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Stanford Locations



Climate Initiatives

STANFORD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Stanford Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stanford. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stanford U.S. Average
0.44% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Stanford had $1,387,101 in non-current loans and $229,619 in owned assets. To cover these potential losses it had $349,107,742 in net worth and $21,022,359 in loans loss reserves. That gives it a Texas Ratio of 0.44%.

Net Worth
Stanford U.S. Average
8.83% 12.28%

Stanford FCU has a net worth of 8.83% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for STANFORD

There are currently no comments for STANFORD. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →