A. E. A.

1780 S FIRST AVE
Yuma, AZ 85364

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4915
Date Established 1942
Assets $256.22 million
Loans $195.58 million
Deposits $235.05 million
Capital $21.37 million

A. E. A. is an NCUA insured institution located in Yuma, AZ. It was founded in 1942 and has approximately $256.22 millions in assets.

Who can join?

Membership at AEA Federal Credit Union and Ucu is open to you if you or an immediate family member lives, works, worships, or attends school in either Yuma or La Paz County.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Yuma or La Paz County in Arizona. Immediate family of current members are eligible to join.

Deposit Rates - December 19, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.84% $1,000 $4,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.20% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
0.99% $10,000 $24,999 Learn MoreShow Less
Special: 15 Mo CD
2.25% $1,000 - Learn MoreShow Less
1.08% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.16% $10,000 $24,999 Learn MoreShow Less
Special: 30 Mo CD
2.50% $1,000 - Learn MoreShow Less
1.25% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
1.33% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
1.48% $10,000 $24,999 Learn MoreShow Less
Special: 50 Mo CD
3.00% $1,000 - Learn MoreShow Less
60 Mo CD
1.62% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $250 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $500 - Learn MoreShow Less

Loan Rates - December 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for A. E. A.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
4.523% 4.500% 0.25 $675 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to A. E. A.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are A. E. A. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


A. E. A. Locations

Financial Details

A. E. A. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of A. E. A.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
A. E. A. U.S. Average
8.45% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, A. E. A. had $1,630,318 in non-current loans and $415,141 in owned assets. To cover these potential losses it had $21,371,777 in net worth and $2,847,976 in loans loss reserves. That gives it a Texas Ratio of 8.45%.

Net Worth
A. E. A. U.S. Average
8.34% 13.21%

A. E. A. FCU has a net worth of 8.34% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On A. E. A.

What is A. E. A.?

A federal credit union, registered with the NCUA under certificate #4915.
Learn more about credit unions here.

Is A. E. A. FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join A. E. A.?

Please see Field of Membership information above for information on who is eligible to join.

What are A. E. A.'s share account and share certificate rates?

A. E. A.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is A. E. A.?

A. E. A. has total capital of $21.37 million. Full information on A. E. A.'s financial position is located above.

Who owns A. E. A.?

Credit Unions are owned by their members.

Where are A. E. A. branches located?

See branch locations nearby.

Are A. E. A. ATMs Open 24/7?

Do A. E. A. ATMs accept cash deposits?

Can A. E. A. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does A. E. A. have a mobile app?

Does A. E. A. have mobile deposit?

Does A. E. A. have quick pay?

How can A. E. A. transfer money to other banks or credit unions?

Does A. E. A. report to credit bureaus?

Does A. E. A. use Chexsystems?

Does A. E. A. use Equifax?

What is A. E. A.'s toll free phone number?

What is A. E. A.'s ACH Routing Number?

What is A. E. A.'s SWIFT code?

Where can I find A. E. A.'s wire transfer form?

What is the A. E. A. address for deposits?

What Products Does A. E. A. Offer

Does A. E. A. offer mortgages?

Compare mortgage rates here.

Does A. E. A. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does A. E. A. offer auto and RV loans?

Compare auto loan rates here.

Does A. E. A. offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of A. E. A. and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.