Compare Savings vs. CDs
Comparison of Deposit Account from TRULIANT with 1.30%
- October 2026
Long-Term Analysis of BFG with 0.15% APY and ASCEND with 3.82% APY and OUR COMMUNITY with 0.69% APY and TRULIANT with 1.30% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.15%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 2LOCAL CD3.82%-$50,00024 MonthCredit Union5.75x (National Avg. - 0.66%)$1,000SCENARIO
Year Rate
3.82%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,910 1,337 2 51,910 1,983 1,388 3 53,893 2,059 1,441 4 55,952 2,137 1,496 5 58,089 2,219 1,553 6 60,308 2,304 1,613 7 62,612 2,392 1,674 8 65,004 2,483 1,738 9 67,487 2,578 1,805 10 70,065 2,676 1,874 11 72,741 2,779 1,945 12 75,520 2,885 2,019 13 78,405 2,995 2,097 14 81,400 3,109 2,177 15 84,509 3,228 2,260 16 87,738 3,352 2,346 17 91,089 3,480 2,436 18 94,569 3,613 2,529 19 98,181 3,751 2,625 20 101,932 3,894 2,726 TOTAL $55,826 $39,078 - 3LOCAL CD0.69%-$50,00024 MonthCredit Union1.04x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.69%Annual
InterestAnnual Interest
(After Tax)1 50,000 345 242 2 50,345 347 243 3 50,692 350 245 4 51,042 352 247 5 51,394 355 248 6 51,749 357 250 7 52,106 360 252 8 52,466 362 253 9 52,828 365 255 10 53,192 367 257 11 53,559 370 259 12 53,929 372 260 13 54,301 375 262 14 54,675 377 264 15 55,053 380 266 16 55,433 382 268 17 55,815 385 270 18 56,200 388 271 19 56,588 390 273 20 56,978 393 275 TOTAL $7,372 $5,160 - 4LOCAL MONEY MARKET1.30%-$50,000N.A.Credit Union1.96x (National Avg. - 0.66%)$75,000SCENARIO
Year Rate
1.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 650 455 2 50,650 658 461 3 51,308 667 467 4 51,975 676 473 5 52,651 684 479 6 53,336 693 485 7 54,029 702 492 8 54,731 712 498 9 55,443 721 505 10 56,164 730 511 11 56,894 740 518 12 57,633 749 524 13 58,383 759 531 14 59,142 769 538 15 59,910 779 545 16 60,689 789 552 17 61,478 799 559 18 62,277 810 567 19 63,087 820 574 20 63,907 831 582 TOTAL $14,738 $10,317
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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