Our Community Credit Union

Headquarters

Po Box 1670
Shelton, WA 98584
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 0.59% 5.60% →
2-Year CD 0.69% 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Our Community is an NCUA insured institution located in Shelton, WA. It was founded in 1941 and has approximately $594.85 millions in assets.

Who can join?

You are eligible to join and enjoy our valuable benefits if you are:
• Anyone living, working or attending school in the state of Washington.
• An immediate family member of ANY MEMBER

NCUA Insured Yes / State-Chartered
Charter Number # # 68609
Date Established 1941
Assets $594.85 million
Loans $253.07 million
Deposits $527.64 million
Capital $65.72 million
 

Field of Membership Restrictions

Membership is open to those who live, attend school or work in the state of Washington.

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.44% $10,000 $14,999 Learn More
6 Mo CD
0.44% $100,000 $199,999 Learn More
12 Mo CD
0.59% $10,000 $14,999 Learn More
12 Mo CD
0.59% $100,000 $199,999 Learn More
24 Mo CD
0.69% $10,000 $14,999 Learn More
24 Mo CD
0.69% $100,000 $199,999 Learn More
36 Mo CD
0.79% $10,000 $14,999 Learn More
36 Mo CD
0.79% $100,000 $199,999 Learn More
48 Mo CD
0.89% $10,000 $14,999 Learn More
48 Mo CD
0.89% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Our Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.894% 6.750% 0.88 $4,746 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Our Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Our Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Our Community Locations



Climate Policy and Initiatives

OUR COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Our Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Our Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Our Community U.S. Average
6.41% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Our Community had $4,224,463 in non-current loans and $86,454 in owned assets. To cover these potential losses it had $65,715,461 in net worth and $1,533,665 in loans loss reserves. That gives it a Texas Ratio of 6.41%.

Net Worth
Our Community U.S. Average
11.02% 13.62%

Our Community FCU has a net worth of 11.02% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Our Community

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