PO BOX 1670
Shelton, WA 98584

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.75% 2.36% →
2-Year CD 2.00% 2.60% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Our Community is an NCUA insured institution located in Shelton, WA. It was founded in 1941 and has approximately $413.44 millions in assets.

Who can join?

You are eligible to join and enjoy our valuable benefits if you are:
• Anyone living, working or attending school in the state of Washington.
• An immediate family member of ANY MEMBER

NCUA Insured Yes
Charter Number # # 68609
Date Established 1941
Assets $413.44 million
Loans $169.38 million
Deposits $347.43 million
Capital $47.73 million

Field of Membership Restrictions

Membership is open to those who live, attend school or work in the state of Washington.

Deposit Rates - November 13, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.75% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.90% $1,000 - Learn MoreShow Less
12 Mo CD
1.75% $1,000 - Learn MoreShow Less
Special: 17 Mo CD
2.15% $1,000 - Learn MoreShow Less
24 Mo CD
2.00% $1,000 - Learn MoreShow Less
36 Mo CD
2.40% $1,000 $24,999 Learn MoreShow Less
48 Mo CD
2.50% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.01% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $19,999 Learn MoreShow Less

Loan Rates - November 13, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OUR COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.631% 3.625% 0.13 $172 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.666% 3.625% 0.13 $1,284 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Our Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Our Community Locations

Financial Details

Our Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Our Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Our Community U.S. Average
0.89% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Our Community had $425,461 in non-current loans and $8,572 in owned assets. To cover these potential losses it had $47,734,018 in net worth and $1,110,149 in loans loss reserves. That gives it a Texas Ratio of 0.89%.

Net Worth
Our Community U.S. Average
11.54% 13.65%

Our Community FCU has a net worth of 11.54% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Our Community

Branches and Savings

What is Our Community?

A federal credit union, registered with the NCUA under certificate #68609.
Learn more about credit unions here.

Is Our Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Our Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Our Community's share account and share certificate rates?

Our Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Our Community?

Our Community has total capital of $47.73 million. Full information on Our Community's financial position is located above.

Who owns Our Community?

Credit Unions are owned by their members.

Where are Our Community branches located?

See branch locations nearby.

Are Our Community ATMs Open 24/7?

Do Our Community ATMs accept cash deposits?

Can Our Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Our Community have a mobile app?

Does Our Community have mobile deposit?

Does Our Community have quick pay?

How can Our Community transfer money to other banks or credit unions?

Does Our Community report to credit bureaus?

Does Our Community use Chexsystems?

Does Our Community use Equifax?

What is Our Community's toll free phone number?

What is Our Community's ACH Routing Number?

What is Our Community's SWIFT code?

Where can I find Our Community's wire transfer form?

What is the Our Community address for deposits?

What Products Does Our Community Offer

Does Our Community offer mortgages?

Compare mortgage rates here.

Does Our Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Our Community offer auto and RV loans?

Compare auto loan rates here.

Does Our Community offer student loans or personal loans?

Compare personal loan rates here.

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