Compare Savings vs. CDs
Comparison of Deposit Account from VALLEY COMMUNITIES with 0.90%
- October 2026
Long-Term Analysis of ALOHA PACIFIC with 0.45% APY and MEMBERS ADVANTAGE with 0.35% APY and HOUSTON with 1.05% APY and VALLEY COMMUNITIES with 0.90% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.45%-$50,00048 MonthCredit Union0.55x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288 - 2LOCAL CD0.35%-$50,0006 MonthCredit Union0.87x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 176 123 2 50,176 176 123 3 50,352 177 124 4 50,528 177 124 5 50,706 178 125 6 50,884 179 125 7 51,062 179 125 8 51,242 180 126 9 51,421 180 126 10 51,602 181 127 11 51,783 182 127 12 51,965 182 128 13 52,147 183 128 14 52,330 184 129 15 52,514 184 129 16 52,698 185 129 17 52,883 186 130 18 53,069 186 130 19 53,255 187 131 20 53,442 188 131 TOTAL $3,630 $2,541 - 3LOCAL CD1.05%-$50,00030 MonthCredit UnionN.A.$10,000SCENARIO
Year Rate
1.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 525 368 2 50,525 531 371 3 51,056 536 375 4 51,592 542 379 5 52,133 547 383 6 52,681 553 387 7 53,234 559 391 8 53,793 565 395 9 54,358 571 400 10 54,928 577 404 11 55,505 583 408 12 56,088 589 412 13 56,677 595 417 14 57,272 601 421 15 57,873 608 425 16 58,481 614 430 17 59,095 620 434 18 59,716 627 439 19 60,343 634 444 20 60,976 640 448 TOTAL $11,616 $8,131 - 4LOCAL CD0.90%-$50,00012 MonthCredit Union1.63x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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