VALLEY COMMUNITIES

Headquarters

975 Indianhead Dr
Mosinee, WI 54455
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.60% →
1-Year CD 0.90% 1.55% →
2-Year CD 0.95% 1.45% →
5-Year CD 1.21% 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Valley Communities is an NCUA insured institution located in Mosinee, WI. It was founded in 1935 and has approximately $178.78 millions in assets.

NCUA Insured Yes
Charter Number # # 66430
Date Established 1935
Assets $178.78 million
Loans $126.66 million
Deposits $153.08 million
Capital $24.24 million
 

Field of Membership Restrictions

Membership is open to those who live, own property or work in Adams, Juneau, Lincoln, Clark, Portage, Marathon, Shawano, Waupaca, Waushara and Wood counties in Wisconsin.

Deposit Rates - June 4, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 - Learn More
Money Market
0.10% $1 $9,999 Learn More
Money Market
0.15% $10,000 $24,999 Learn More
Money Market
0.20% $25,000 $74,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $5,000 - Learn More
6 Mo CD
0.65% $5,000 - Learn More
12 Mo CD
0.90% $5,000 - Learn More
24 Mo CD
0.95% $5,000 - Learn More
36 Mo CD
1.00% $5,000 - Learn More
48 Mo CD
1.11% $5,000 - Learn More
60 Mo CD
1.21% $5,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $5,000 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $300 $999 Learn MoreShow Less
Int Ckg
0.10% $2,500 - Learn MoreShow Less

Loan Rates - June 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VALLEY COMMUNITIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to VALLEY COMMUNITIES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Valley Communities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Valley Communities Locations


Financial Details

Valley Communities Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Communities. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley Communities U.S. Average
4.39% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Valley Communities had $1,023,553 in non-current loans and $63,000 in owned assets. To cover these potential losses it had $24,239,941 in net worth and $499,039 in loans loss reserves. That gives it a Texas Ratio of 4.39%.

Net Worth
Valley Communities U.S. Average
13.55% 13.86%

Valley Communities FCU has a net worth of 13.55% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Valley Communities

Branches and Savings

What is Valley Communities?

A federal credit union, registered with the NCUA under certificate #66430.
Learn more about credit unions here.

Is Valley Communities FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Valley Communities?

Please see Field of Membership information above for information on who is eligible to join.

What are Valley Communities's share account and share certificate rates?

Valley Communities's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Valley Communities?

Valley Communities has total capital of $24.24 million. Full information on Valley Communities's financial position is located above.

Who owns Valley Communities?

Credit Unions are owned by their members.

Where are Valley Communities branches located?

See branch locations nearby.

Are Valley Communities ATMs Open 24/7?

Do Valley Communities ATMs accept cash deposits?

Can Valley Communities customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Valley Communities have a mobile app?

Does Valley Communities have mobile deposit?

Does Valley Communities have quick pay?

How can Valley Communities transfer money to other banks or credit unions?

Does Valley Communities report to credit bureaus?

Does Valley Communities use Chexsystems?

Does Valley Communities use Equifax?

What is Valley Communities's toll free phone number?

What is Valley Communities's ACH Routing Number?

What is Valley Communities's SWIFT code?

Where can I find Valley Communities's wire transfer form?

What is the Valley Communities address for deposits?

What Products Does Valley Communities Offer

Does Valley Communities offer mortgages?

Compare mortgage rates here.

Does Valley Communities offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Valley Communities offer auto and RV loans?

Compare auto loan rates here.

Does Valley Communities offer student loans or personal loans?

Compare personal loan rates here.

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