This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 543 | 380 |
| 2 | 50,543 | 548 | 384 |
| 3 | 51,091 | 554 | 388 |
| 4 | 51,645 | 560 | 392 |
| 5 | 52,206 | 566 | 397 |
| 6 | 52,772 | 573 | 401 |
| 7 | 53,345 | 579 | 405 |
| 8 | 53,923 | 585 | 410 |
| 9 | 54,508 | 591 | 414 |
| 10 | 55,100 | 598 | 418 |
| 11 | 55,698 | 604 | 423 |
| 12 | 56,302 | 611 | 428 |
| 13 | 56,913 | 618 | 432 |
| 14 | 57,530 | 624 | 437 |
| 15 | 58,155 | 631 | 442 |
| 16 | 58,786 | 638 | 446 |
| 17 | 59,423 | 645 | 451 |
| 18 | 60,068 | 652 | 456 |
| 19 | 60,720 | 659 | 461 |
| 20 | 61,379 | 666 | 466 |
| TOTAL | $12,045 | $8,431 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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