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Comparison of Deposit Account from WICHITA FALLS TEACHERS with 1.41% - May 2025


Long-Term Analysis of WICHITA FALLS TEACHERS with 1.41% APY and Heartland Bank and Trust Company with 0.07% APY and Resource Bank, National Association with 0.51% APY and The First National Bank of Brooksville with 0.50% APY and ALLIANCE CATHOLIC with 0.20% APY and INGERSOLL-RAND with 2.37% APY and First Federal Community Bank, National Association with 4.13% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    WICHITA FALLS TEACHERS
    1.41%
    -
    $50,000
    60 Month
    Credit Union
    1.53x (National Avg. - 0.92%)
    $1,000
     
    SCENARIO
    Year Rate
    1.41%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 705 494
    2 50,705 715 500
    3 51,420 725 508
    4 52,145 735 515
    5 52,880 746 522
    6 53,626 756 529
    7 54,382 767 537
    8 55,149 778 544
    9 55,926 789 552
    10 56,715 800 560
    11 57,515 811 568
    12 58,326 822 576
    13 59,148 834 584
    14 59,982 846 592
    15 60,828 858 600
    16 61,685 870 609
    17 62,555 882 617
    18 63,437 894 626
    19 64,332 907 635
    20 65,239 920 644
    TOTAL $16,159 $11,311
  • 2
    LOCAL CD
    Heartland Bank and Trust Company
    0.07%
    -
    $50,000
    6 Month
    Bank
    0.17x (National Avg. - 0.41%)
    $2,500
     
    SCENARIO
    Year Rate
    0.07%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 35 25
    2 50,035 35 25
    3 50,070 35 25
    4 50,105 35 25
    5 50,140 35 25
    6 50,175 35 25
    7 50,210 35 25
    8 50,246 35 25
    9 50,281 35 25
    10 50,316 35 25
    11 50,351 35 25
    12 50,386 35 25
    13 50,422 35 25
    14 50,457 35 25
    15 50,492 35 25
    16 50,528 35 25
    17 50,563 35 25
    18 50,598 35 25
    19 50,634 35 25
    20 50,669 35 25
    TOTAL $705 $493
  • 3
    LOCAL CD
    Resource Bank, National Association
    0.51%
    -
    $50,000
    48 Month
    Bank
    0.63x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 255 179
    2 50,255 256 179
    3 50,511 258 180
    4 50,769 259 181
    5 51,028 260 182
    6 51,288 262 183
    7 51,550 263 184
    8 51,813 264 185
    9 52,077 266 186
    10 52,342 267 187
    11 52,609 268 188
    12 52,878 270 189
    13 53,147 271 190
    14 53,418 272 191
    15 53,691 274 192
    16 53,965 275 193
    17 54,240 277 194
    18 54,516 278 195
    19 54,794 279 196
    20 55,074 281 197
    TOTAL $5,355 $3,748
  • 4
    LOCAL CD
    The First National Bank of Brooksville
    0.50%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 5
    LOCAL MONEY MARKET
    ALLIANCE CATHOLIC
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $25,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 6
    LOCAL CD
    INGERSOLL-RAND
    2.37%
    -
    $50,000
    6 Month
    Credit Union
    5.82x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    2.37%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,185 830
    2 51,185 1,213 849
    3 52,398 1,242 869
    4 53,640 1,271 890
    5 54,911 1,301 911
    6 56,213 1,332 933
    7 57,545 1,364 955
    8 58,909 1,396 977
    9 60,305 1,429 1,000
    10 61,734 1,463 1,024
    11 63,197 1,498 1,048
    12 64,695 1,533 1,073
    13 66,228 1,570 1,099
    14 67,798 1,607 1,125
    15 69,405 1,645 1,151
    16 71,049 1,684 1,179
    17 72,733 1,724 1,207
    18 74,457 1,765 1,235
    19 76,222 1,806 1,265
    20 78,028 1,849 1,294
    TOTAL $29,877 $20,914
  • 7
    LOCAL CD
    First Federal Community Bank, National Association
    4.13%
    -
    $50,000
    7 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    4.13%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,065 1,446
    2 52,065 2,150 1,505
    3 54,215 2,239 1,567
    4 56,454 2,332 1,632
    5 58,786 2,428 1,700
    6 61,214 2,528 1,770
    7 63,742 2,633 1,843
    8 66,374 2,741 1,919
    9 69,116 2,854 1,998
    10 71,970 2,972 2,081
    11 74,943 3,095 2,167
    12 78,038 3,223 2,256
    13 81,261 3,356 2,349
    14 84,617 3,495 2,446
    15 88,111 3,639 2,547
    16 91,750 3,789 2,653
    17 95,540 3,946 2,762
    18 99,485 4,109 2,876
    19 103,594 4,278 2,995
    20 107,873 4,455 3,119
    TOTAL $62,328 $43,629

    All calculations are for demonstration purposes only.

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