Compare Savings vs. CDs
Comparison of Deposit Account from XCEED FINANCIAL with 0.70%
- September 2026
Long-Term Analysis of XCEED FINANCIAL with 0.70% APY and GREAT LAKES FIRST with 0.70% APY and BankFirst with 0.59% APY and WJC with 0.80% APY and LEWIS CLARK with 1.51% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.70%-$50,00024 MonthCredit Union1.06x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 2LOCAL CD0.70%-$50,00018 MonthCredit Union1.21x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 3LOCAL CD0.59%-$50,00024 MonthBank0.89x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.59%Annual
InterestAnnual Interest
(After Tax)1 50,000 295 207 2 50,295 297 208 3 50,592 298 209 4 50,890 300 210 5 51,190 302 211 6 51,493 304 213 7 51,796 306 214 8 52,102 307 215 9 52,409 309 216 10 52,719 311 218 11 53,030 313 219 12 53,342 315 220 13 53,657 317 222 14 53,974 318 223 15 54,292 320 224 16 54,613 322 226 17 54,935 324 227 18 55,259 326 228 19 55,585 328 230 20 55,913 330 231 TOTAL $6,243 $4,370 - 4LOCAL CD0.80%-$50,00036 MonthCredit Union1.06x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 400 280 2 50,400 403 282 3 50,803 406 284 4 51,210 410 287 5 51,619 413 289 6 52,032 416 291 7 52,449 420 294 8 52,868 423 296 9 53,291 426 298 10 53,717 430 301 11 54,147 433 303 12 54,580 437 306 13 55,017 440 308 14 55,457 444 311 15 55,901 447 313 16 56,348 451 316 17 56,799 454 318 18 57,253 458 321 19 57,711 462 323 20 58,173 465 326 TOTAL $8,638 $6,047 - 5LOCAL CD1.51%-$50,00060 MonthCredit Union1.63x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.51%Annual
InterestAnnual Interest
(After Tax)1 50,000 755 529 2 50,755 766 536 3 51,521 778 545 4 52,299 790 553 5 53,089 802 561 6 53,891 814 570 7 54,704 826 578 8 55,531 839 587 9 56,369 851 596 10 57,220 864 605 11 58,084 877 614 12 58,961 890 623 13 59,852 904 633 14 60,755 917 642 15 61,673 931 652 16 62,604 945 662 17 63,549 960 672 18 64,509 974 682 19 65,483 989 692 20 66,472 1,004 703 TOTAL $17,476 $12,233
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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