XCEED FINANCIAL

888 N NASH ST
El Segundo, CA 90245

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 20068
Date Established 1964
Assets $892.62 million
Loans $732.50 million
Deposits $729.31 million
Capital $94.07 million

Xceed Financial is an NCUA insured institution located in El Segundo, CA. It was founded in 1964 and has approximately $892.62 millions in assets.

Who can join?

Employees and retirees of Xerox Corporation

Employees from more than 200 additional Select Employer Groups

Family members of existing Xceed Financial Credit Union members

Field of Membership Restrictions

Membership in Xceed Financial Federal Credit Union is open to anyone through the Friends of the Webster Public Library ($8 fee), Heal the Bay ($25 membership fee), or Tree Musketeers ($25 membership fee). Membership is also open to residents of Carrollton, Dallas, Farmers Branch, Irving and Lewisville, Texas; Greater Rochester, New York, Rosemont, Illinois, San Jose, California, and St. Petersburg, Florida.

Deposit Rates - August 24, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 - Learn MoreShow Less
Premium Money Market Account
0.55% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.50% $500 - Learn MoreShow Less
12 Mo CD
2.00% $500 - Learn MoreShow Less
18 Mo CD
2.00% $500 - Learn MoreShow Less
24 Mo CD
2.25% $500 - Learn MoreShow Less
36 Mo CD
2.40% $500 - Learn MoreShow Less
48 Mo CD
2.40% $500 - Learn MoreShow Less
60 Mo CD
2.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $99 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 $49,999 Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for XCEED FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to XCEED FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Xceed Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Xceed Financial Locations


Financial Details

Xceed Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Xceed Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Xceed Financial U.S. Average
2.67% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Xceed Financial had $2,480,581 in non-current loans and $118,156 in owned assets. To cover these potential losses it had $94,066,805 in net worth and $3,176,449 in loans loss reserves. That gives it a Texas Ratio of 2.67%.

Net Worth
Xceed Financial U.S. Average
10.53% 13.47%

Xceed Financial FCU has a net worth of 10.53% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Xceed Financial

Branches and Savings

What is Xceed Financial?

A federal credit union, registered with the NCUA under certificate #20068.
Learn more about credit unions here.

Is Xceed Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Xceed Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Xceed Financial's share account and share certificate rates?

Xceed Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Xceed Financial?

Xceed Financial has total capital of $94.07 million. Full information on Xceed Financial's financial position is located above.

Who owns Xceed Financial?

Credit Unions are owned by their members.

Where are Xceed Financial branches located?

See branch locations nearby.

Are Xceed Financial ATMs Open 24/7?

Do Xceed Financial ATMs accept cash deposits?

Can Xceed Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Xceed Financial have a mobile app?

Does Xceed Financial have mobile deposit?

Does Xceed Financial have quick pay?

How can Xceed Financial transfer money to other banks or credit unions?

Does Xceed Financial report to credit bureaus?

Does Xceed Financial use Chexsystems?

Does Xceed Financial use Equifax?

What is Xceed Financial's toll free phone number?

What is Xceed Financial's ACH Routing Number?

What is Xceed Financial's SWIFT code?

Where can I find Xceed Financial's wire transfer form?

What is the Xceed Financial address for deposits?

What Products Does Xceed Financial Offer

Does Xceed Financial offer mortgages?

Compare mortgage rates here.

Does Xceed Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Xceed Financial offer auto and RV loans?

Compare auto loan rates here.

Does Xceed Financial offer student loans or personal loans?

Compare personal loan rates here.

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