Mutual Security


Po Box 2489
Shelton, CT 06484
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 0.85% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.50% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mutual Security is an NCUA insured institution located in Shelton, CT. It was founded in 1982 and has approximately $347.86 millions in assets.

Who can join?

1. Anyone who lives, works, worships or attends school in Fairfield, Litchfield or New Haven County Connecticut
2. Employees of approved Select Employer Groups
3. People retired as pensioners or annuitants of the Select Employer Groups
4. Family members of current Credit Union members
5. Organizations from the companies within the Field of
Membership (ex. Perkin-Elmer Retirees Club)

NCUA Insured Yes / State-Chartered
Charter Number # # 68479
Date Established 1982
Assets $347.86 million
Loans $277.40 million
Deposits $304.66 million
Capital $25.50 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Litchfield , Fairfield, or New Haven County Connecticut.

Deposit Rates - September 19, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.03% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $99 Learn MoreShow Less
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 19, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MUTUAL SECURITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.359% 3.250% 0.88 $3,438 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Mutual Security branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mutual Security Locations

Financial Details

Mutual Security Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mutual Security. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mutual Security U.S. Average
3.42% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Mutual Security had $893,286 in non-current loans and $16,994 in owned assets. To cover these potential losses it had $25,502,532 in net worth and $1,098,046 in loans loss reserves. That gives it a Texas Ratio of 3.42%.

Net Worth
Mutual Security U.S. Average
7.48% 12.20%

Mutual Security FCU has a net worth of 7.48% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mutual Security

Branches and Savings

What is Mutual Security?

A credit union, registered with the NCUA under certificate #68479.
Learn more about credit unions here.

Is Mutual Security FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mutual Security is insured by the NCUA.

Who can join Mutual Security?

Please see Field of Membership information above for information on who is eligible to join.

What are Mutual Security's share account and share certificate rates?

Mutual Security's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mutual Security?

Mutual Security has total capital of $25.50 million. Full information on Mutual Security's financial position is located above.

Who owns Mutual Security?

Credit Unions are owned by their members.

Where are Mutual Security branches located?

See branch locations nearby.

Are Mutual Security ATMs Open 24/7?

Do Mutual Security ATMs accept cash deposits?

Can Mutual Security customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mutual Security have a mobile app?

Does Mutual Security have mobile deposit?

Does Mutual Security have quick pay?

How can Mutual Security transfer money to other banks or credit unions?

Does Mutual Security report to credit bureaus?

Does Mutual Security use Chexsystems?

Does Mutual Security use Equifax?

What is Mutual Security's toll free phone number?

What is Mutual Security's ACH Routing Number?

What is Mutual Security's SWIFT code?

Where can I find Mutual Security's wire transfer form?

What is the Mutual Security address for deposits?

What Products Does Mutual Security Offer

Does Mutual Security offer mortgages?

Compare mortgage rates here.

Does Mutual Security offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mutual Security offer auto and RV loans?

Compare auto loan rates here.

Does Mutual Security offer student loans or personal loans?

Compare personal loan rates here.

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