1ST PATRIOTS

Headquarters

PO Box 2893
Rock Hill, SC 29732
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

1st Patriots is an NCUA insured institution located in Rock Hill, SC. It was founded in 1954 and has approximately $30.04 millions in assets.

NCUA Insured Yes
Charter Number # # 9859
Date Established 1954
Assets $30.04 million
Loans $10.18 million
Deposits $26.53 million
Capital $3.15 million
 

Deposit Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for 1st Patriots

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Advertiser Disclosure

Loan Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST PATRIOTS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
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First Internet Bank
NMLS ID: 424182
2.551% 2.500% 0.63 $1,685 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.557% 2.500% 0.50 $1,890 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to 1ST PATRIOTS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are 1st Patriots branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st Patriots Locations


Financial Details

1st Patriots Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Patriots. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Patriots U.S. Average
9.93% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, 1st Patriots had $285,259 in non-current loans and $35,584 in owned assets. To cover these potential losses it had $3,154,687 in net worth and $75,951 in loans loss reserves. That gives it a Texas Ratio of 9.93%.

Net Worth
1st Patriots U.S. Average
10.5% 13.61%

1st Patriots FCU has a net worth of 10.5% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Patriots

Branches and Savings

What is 1st Patriots?

A federal credit union, registered with the NCUA under certificate #9859.
Learn more about credit unions here.

Is 1st Patriots FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st Patriots?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Patriots's share account and share certificate rates?

1st Patriots's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Patriots?

1st Patriots has total capital of $3.15 million. Full information on 1st Patriots's financial position is located above.

Who owns 1st Patriots?

Credit Unions are owned by their members.

Where are 1st Patriots branches located?

See branch locations nearby.

Are 1st Patriots ATMs Open 24/7?

Do 1st Patriots ATMs accept cash deposits?

Can 1st Patriots customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Patriots have a mobile app?

Does 1st Patriots have mobile deposit?

Does 1st Patriots have quick pay?

How can 1st Patriots transfer money to other banks or credit unions?

Does 1st Patriots report to credit bureaus?

Does 1st Patriots use Chexsystems?

Does 1st Patriots use Equifax?

What is 1st Patriots's toll free phone number?

What is 1st Patriots's ACH Routing Number?

What is 1st Patriots's SWIFT code?

Where can I find 1st Patriots's wire transfer form?

What is the 1st Patriots address for deposits?

What Products Does 1st Patriots Offer

Does 1st Patriots offer mortgages?

Compare mortgage rates here.

Does 1st Patriots offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Patriots offer auto and RV loans?

Compare auto loan rates here.

Does 1st Patriots offer student loans or personal loans?

Compare personal loan rates here.

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