1st Select

Headquarters

664 North Drive
Hopkinsville, KY 42240
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

1st Select is an NCUA insured institution located in Hopkinsville, KY. It was founded in 1957 and has approximately $0.95 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11487
Date Established 1957
Assets $0.95 million
Loans $0.78 million
Deposits $0.88 million
Capital $0.07 million
 

Deposit Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for 1st Select

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Loan Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST SELECT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to 1ST SELECT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are 1st Select branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st Select Locations


Financial Details

1st Select Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Select. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Select U.S. Average
11.57% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, 1st Select had $8,004 in non-current loans and $0 in owned assets. To cover these potential losses it had $67,339 in net worth and $1,835 in loans loss reserves. That gives it a Texas Ratio of 11.57%.

Net Worth
1st Select U.S. Average
7.11% 12.67%

1st Select FCU has a net worth of 7.11% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Select

Branches and Savings

What is 1st Select?

A federal credit union, registered with the NCUA under certificate #11487.
Learn more about credit unions here.

Is 1st Select FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. 1st Select is insured by the NCUA.

Who can join 1st Select?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Select's share account and share certificate rates?

1st Select's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Select?

1st Select has total capital of $0.07 million. Full information on 1st Select's financial position is located above.

Who owns 1st Select?

Credit Unions are owned by their members.

Where are 1st Select branches located?

See branch locations nearby.

Are 1st Select ATMs Open 24/7?

Do 1st Select ATMs accept cash deposits?

Can 1st Select customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Select have a mobile app?

Does 1st Select have mobile deposit?

Does 1st Select have quick pay?

How can 1st Select transfer money to other banks or credit unions?

Does 1st Select report to credit bureaus?

Does 1st Select use Chexsystems?

Does 1st Select use Equifax?

What is 1st Select's toll free phone number?

What is 1st Select's ACH Routing Number?

What is 1st Select's SWIFT code?

Where can I find 1st Select's wire transfer form?

What is the 1st Select address for deposits?

What Products Does 1st Select Offer

Does 1st Select offer mortgages?

Compare mortgage rates here.

Does 1st Select offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Select offer auto and RV loans?

Compare auto loan rates here.

Does 1st Select offer student loans or personal loans?

Compare personal loan rates here.

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