2024 Overview
General Credit Union Information
1st Street is an NCUA insured institution located in Sarasota, FL. It was founded in 1951 and has approximately $33.82 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67309 |
| Date Established | 1951 |
| Assets | $33.82 million |
| Loans | $13.46 million |
| Deposits | $29.17 million |
| Capital | $4.28 million |
Field of Membership Restrictions
Membership is open to employees and retirees of the City of Sarasota.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for 1st Street
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Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for 1st Street
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to 1st Street
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Branches
Below are 1st Street branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
1ST STREET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
1st Street Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of 1st Street. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| 1st Street | U.S. Average |
|---|---|
| 1.48% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, 1st Street had $56,450 in non-current loans and $8,301 in owned assets. To cover these potential losses it had $4,282,646 in net worth and $93,108 in loans loss reserves. That gives it a Texas Ratio of 1.48%.
Net Worth
| 1st Street | U.S. Average |
|---|---|
| 12.66% | 13.62% |
1st Street FCU has a net worth of 12.66% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for 1st Street
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