1st United Credit Union

Headquarters

P.o. Box 11746
Pleasanton, CA 94588
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.08% →
1-Year CD 0.40% 4.71% →
2-Year CD 0.50% 4.73% →
5-Year CD 0.60% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

1st United is an NCUA insured institution located in Pleasanton, CA. It was founded in 1932 and has approximately $1272.51 millions in assets.

Who can join?

Membership is available to:

Anyone who lives, regularly works, or attends school in Alameda or Contra Costa Counties California, as well as any immediate family member of a current primary member.

NCUA Insured Yes / State-Chartered
Charter Number # # 63958
Date Established 1932
Assets $1,272.51 million
Loans $844.25 million
Deposits $1,167.52 million
Capital $121.28 million
 

Field of Membership Restrictions

Membership in 1St United Services Credit Union is open to those who live, attend school or work in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties in California.

Deposit Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.60% $10,000 $14,999 Learn More
60 Mo CD
0.60% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
6.438% 6.250% 1.00 $5,000 $1,540 Learn More
Morty, Inc.
NMLS ID: 1429243
5.798% 5.750% 0.50 $1,312 $1,459 Learn More
Northpointe Bank
NMLS ID: 447490
5.806% 5.750% 0.63 $1,518 $1,459 Learn More
PenFed Credit Union
NMLS ID: 401822
5.842% 5.750% 1.00 $2,500 $1,459 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to 1ST UNITED
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are 1st United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st United Locations



Climate Initiatives

1ST UNITED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

1st United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st United U.S. Average
1.13% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, 1st United had $1,205,121 in non-current loans and $186,906 in owned assets. To cover these potential losses it had $121,276,903 in net worth and $1,621,195 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Net Worth
1st United U.S. Average
9.53% 12.40%

1st United FCU has a net worth of 9.53% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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