P.o. Box 247
Rancocas, NJ 08073
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.70% →
1-Year CD 0.90% 0.71% →
2-Year CD 1.10% 0.81% →
5-Year CD 1.40% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Abco is an NCUA insured institution located in Rancocas, NJ. It was founded in 1958 and has approximately $235.31 millions in assets.

Who can join?

Anyone can join ABCO through the American Consumer Council (ACC), a nonprofit advocacy group established in 1987 to protect consumers. When opening your ABCO FCU account, you will need to choose ACC on your application, this will automatically enroll you as a member of ACC. There are no hidden fees to join ACC through your membership at ABCO FCU.

NCUA Insured Yes
Charter Number # # 12679
Date Established 1958
Assets $235.31 million
Loans $104.94 million
Deposits $215.65 million
Capital $18.65 million

Field of Membership Restrictions

Membership in ABCO Federal Credit Union is open to anyone through membership in the New Jersey chapter of the AmericanConsumer Council. It is also open to those who live, work, worship, or attend school in Atlantic City, Browns Mill/Pemberton, Burlington City, Fort Dix and McGuire AFB area, Mount Holly, Palmyra, Pleasantville, Vincentown, Plumstead, Jackson & Berkley Township, or Riverside/Delanco and to employees of select New Jersey counties, hospitals, or other industries.

Deposit Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.30% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Rewards Checking 0.50% $0 $0.00 Learn MoreShow Less

Loan Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ABCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.355% 2.250% 1.00 $3,500 $956 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.563% 2.500% 0.88 $2,065 $988 Learn More
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More
First Internet Bank
NMLS ID: 424182
2.650% 2.625% 0.38 $815 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ABCO
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Abco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Abco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Abco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Abco U.S. Average
4.15% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Abco had $367,620 in non-current loans and $487,500 in owned assets. To cover these potential losses it had $18,646,649 in net worth and $1,940,823 in loans loss reserves. That gives it a Texas Ratio of 4.15%.

Net Worth
Abco U.S. Average
8.37% 12.91%

Abco FCU has a net worth of 8.37% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Abco

Branches and Savings

What is Abco?

A credit union, registered with the NCUA under certificate #12679.
Learn more about credit unions here.

Is Abco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Abco?

Please see Field of Membership information above for information on who is eligible to join.

What are Abco's share account and share certificate rates?

Abco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Abco?

Abco has total capital of $18.65 million. Full information on Abco's financial position is located above.

Who owns Abco?

Credit Unions are owned by their members.

Where are Abco branches located?

See branch locations nearby.

Are Abco ATMs Open 24/7?

Do Abco ATMs accept cash deposits?

Can Abco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Abco have a mobile app?

Does Abco have mobile deposit?

Does Abco have quick pay?

How can Abco transfer money to other banks or credit unions?

Does Abco report to credit bureaus?

Does Abco use Chexsystems?

Does Abco use Equifax?

What is Abco's toll free phone number?

What is Abco's ACH Routing Number?

What is Abco's SWIFT code?

Where can I find Abco's wire transfer form?

What is the Abco address for deposits?

What Products Does Abco Offer

Does Abco offer mortgages?

Compare mortgage rates here.

Does Abco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Abco offer auto and RV loans?

Compare auto loan rates here.

Does Abco offer student loans or personal loans?

Compare personal loan rates here.

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