Access First Federal Credit Union


52800 North Main
Mattawan, MI 49071
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Access First is an NCUA insured institution located in Mattawan, MI. It was founded in 1936 and has approximately $27.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1467
Date Established 1936
Assets $27.65 million
Loans $24.79 million
Deposits $24.95 million
Capital $1.77 million

Deposit Rates - October 21, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Access First

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Loan Rates - October 21, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ACCESS FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Below are Access First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Access First Locations

Climate Initiatives

ACCESS FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Access First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Access First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Access First U.S. Average
24.05% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Access First had $207,647 in non-current loans and $325,861 in owned assets. To cover these potential losses it had $1,765,338 in net worth and $452,829 in loans loss reserves. That gives it a Texas Ratio of 24.05%.

Net Worth
Access First U.S. Average
6.41% 12.22%

Access First FCU has a net worth of 6.41% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Access First

Branches and Savings

What is Access First?

A federal credit union, registered with the NCUA under certificate #1467.
Learn more about credit unions here.

Is Access First FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Access First is insured by the NCUA.

Who can join Access First?

Please see Field of Membership information above for information on who is eligible to join.

What are Access First's share account and share certificate rates?

Access First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Access First?

Access First has total capital of $1.77 million. Full information on Access First's financial position is located above.

Who owns Access First?

Credit Unions are owned by their members.

Where are Access First branches located?

See branch locations nearby.

Are Access First ATMs Open 24/7?

Do Access First ATMs accept cash deposits?

Can Access First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Access First have a mobile app?

Does Access First have mobile deposit?

Does Access First have quick pay?

How can Access First transfer money to other banks or credit unions?

Does Access First report to credit bureaus?

Does Access First use Chexsystems?

Does Access First use Equifax?

What is Access First's toll free phone number?

What is Access First's ACH Routing Number?

What is Access First's SWIFT code?

Where can I find Access First's wire transfer form?

What is the Access First address for deposits?

What Products Does Access First Offer

Does Access First offer mortgages?

Compare mortgage rates here.

Does Access First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Access First offer auto and RV loans?

Compare auto loan rates here.

Does Access First offer student loans or personal loans?

Compare personal loan rates here.

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