Access First Federal Credit Union

Headquarters

52800 North Main
Mattawan, MI 49071
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Access First is an NCUA insured institution located in Mattawan, MI. It was founded in 1936 and has approximately $27.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1467
Date Established 1936
Assets $27.65 million
Loans $24.79 million
Deposits $24.95 million
Capital $1.77 million
 

Deposit Rates - June 28, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Access First

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Loan Rates - June 28, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for ACCESS FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.579% 5.500% 0.88 $2,178 $1,420 Learn More
First Internet Bank
NMLS ID: 424182
5.574% 5.500% 0.88 $2,058 $1,420 Learn More

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Branches

Below are Access First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Access First Locations



Climate Initiatives

ACCESS FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Access First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Access First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Access First U.S. Average
24.05% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Access First had $207,647 in non-current loans and $325,861 in owned assets. To cover these potential losses it had $1,765,338 in net worth and $452,829 in loans loss reserves. That gives it a Texas Ratio of 24.05%.

Net Worth
Access First U.S. Average
6.41% 12.36%

Access First FCU has a net worth of 6.41% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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