Advantage One


23670 Telegraph Rd
Brownstown, MI 48134
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Advantage One is an NCUA insured institution located in Brownstown, MI. It was founded in 1952 and has approximately $187.25 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68679
Date Established 1952
Assets $187.25 million
Loans $109.70 million
Deposits $168.03 million
Capital $17.42 million

Field of Membership Restrictions

Membership is open to those who live, work, worship in, or attend school in the Southeast Michigan counties of Clinton, Eaton, Genesee, Hillsdale, Ingham, Jackson, Lapeer, Lenewee, Livingston, Macomb, Monroe, Oakland, Shiawassee, St. Clair, Washtenaw, or Wayne

Deposit Rates - June 22, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Advantage One

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Advertiser Disclosure

Loan Rates - June 22, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADVANTAGE ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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CityWorth Loans
NMLS ID: 925476
3.196% 3.125% 0.50 $2,252 $1,071 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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1.990 %
After Intro: 4.840 %
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Advantage One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Advantage One Locations

Financial Details

Advantage One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advantage One U.S. Average
4.04% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Advantage One had $746,309 in non-current loans and $0 in owned assets. To cover these potential losses it had $17,422,466 in net worth and $1,031,701 in loans loss reserves. That gives it a Texas Ratio of 4.04%.

Net Worth
Advantage One U.S. Average
9.3% 12.67%

Advantage One FCU has a net worth of 9.3% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advantage One

Branches and Savings

What is Advantage One?

A credit union, registered with the NCUA under certificate #68679.
Learn more about credit unions here.

Is Advantage One FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Advantage One is insured by the NCUA.

Who can join Advantage One?

Please see Field of Membership information above for information on who is eligible to join.

What are Advantage One's share account and share certificate rates?

Advantage One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advantage One?

Advantage One has total capital of $17.42 million. Full information on Advantage One's financial position is located above.

Who owns Advantage One?

Credit Unions are owned by their members.

Where are Advantage One branches located?

See branch locations nearby.

Are Advantage One ATMs Open 24/7?

Do Advantage One ATMs accept cash deposits?

Can Advantage One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advantage One have a mobile app?

Does Advantage One have mobile deposit?

Does Advantage One have quick pay?

How can Advantage One transfer money to other banks or credit unions?

Does Advantage One report to credit bureaus?

Does Advantage One use Chexsystems?

Does Advantage One use Equifax?

What is Advantage One's toll free phone number?

What is Advantage One's ACH Routing Number?

What is Advantage One's SWIFT code?

Where can I find Advantage One's wire transfer form?

What is the Advantage One address for deposits?

What Products Does Advantage One Offer

Does Advantage One offer mortgages?

Compare mortgage rates here.

Does Advantage One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage One offer auto and RV loans?

Compare auto loan rates here.

Does Advantage One offer student loans or personal loans?

Compare personal loan rates here.

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