Brownstown, MI 48134


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68679
Date Established 1952
Assets $149.04 million
Loans $102.20 million
Deposits $132.93 million
Capital $14.98 million

Advantage One is an NCUA insured institution located in Brownstown, MI. It was founded in 1952 and has approximately $149.04 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship in, or attend school in the Southeast Michigan counties of Clinton, Eaton, Genesee, Hillsdale, Ingham, Jackson, Lapeer, Lenewee, Livingston, Macomb, Monroe, Oakland, Shiawassee, St. Clair, Washtenaw, or Wayne

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $1,500 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
Special: 18 Mo CD
2.00% $1,000 - Learn MoreShow Less
18 Mo CD
2.00% $1,000 - Learn MoreShow Less
24 Mo CD
1.60% $1,000 - Learn MoreShow Less
36 Mo CD
2.20% $1,000 - Learn MoreShow Less
48 Mo CD
1.75% $1,000 - Learn MoreShow Less
60 Mo CD
1.60% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $2,499 Learn MoreShow Less
Int Ckg
0.15% $2,500 $9,999 Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADVANTAGE ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Advantage One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Advantage One Locations

Financial Details

Advantage One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advantage One U.S. Average
7.03% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Advantage One had $1,120,847 in non-current loans and $0 in owned assets. To cover these potential losses it had $14,976,446 in net worth and $960,498 in loans loss reserves. That gives it a Texas Ratio of 7.03%.

Net Worth
Advantage One U.S. Average
10.04% 13.47%

Advantage One FCU has a net worth of 10.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advantage One

Branches and Savings

What is Advantage One?

A federal credit union, registered with the NCUA under certificate #68679.
Learn more about credit unions here.

Is Advantage One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Advantage One?

Please see Field of Membership information above for information on who is eligible to join.

What are Advantage One's share account and share certificate rates?

Advantage One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advantage One?

Advantage One has total capital of $14.98 million. Full information on Advantage One's financial position is located above.

Who owns Advantage One?

Credit Unions are owned by their members.

Where are Advantage One branches located?

See branch locations nearby.

Are Advantage One ATMs Open 24/7?

Do Advantage One ATMs accept cash deposits?

Can Advantage One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advantage One have a mobile app?

Does Advantage One have mobile deposit?

Does Advantage One have quick pay?

How can Advantage One transfer money to other banks or credit unions?

Does Advantage One report to credit bureaus?

Does Advantage One use Chexsystems?

Does Advantage One use Equifax?

What is Advantage One's toll free phone number?

What is Advantage One's ACH Routing Number?

What is Advantage One's SWIFT code?

Where can I find Advantage One's wire transfer form?

What is the Advantage One address for deposits?

What Products Does Advantage One Offer

Does Advantage One offer mortgages?

Compare mortgage rates here.

Does Advantage One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage One offer auto and RV loans?

Compare auto loan rates here.

Does Advantage One offer student loans or personal loans?

Compare personal loan rates here.

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