1443 Hampton Street
Columbia, SC 29201


General Credit Union Information

NCUA Insured Yes
Charter Number # # 81
Date Established 1934
Assets $10.60 million
Loans $4.01 million
Deposits $9.44 million
Capital $1.12 million

Agfirst is an NCUA insured institution located in Columbia, SC. It was founded in 1934 and has approximately $10.6 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

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Financial Details

Agfirst Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Agfirst. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Agfirst U.S. Average
2.19% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Agfirst had $25,208 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,120,994 in net worth and $27,792 in loans loss reserves. That gives it a Texas Ratio of 2.19%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Agfirst U.S. Average
10.57% 13.06%

Agfirst FCU has a net worth of 10.57% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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