Agriculture Federal Credit Union

Headquarters

P.o. Box 2225
Merrifield, VA 22116
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 5.55% →
1-Year CD 5.00% 5.38% →
2-Year CD 4.75% 4.95% →
5-Year CD 4.25% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Agriculture is an NCUA insured institution located in Merrifield, VA. It was founded in 1934 and has approximately $373.09 millions in assets.

Who can join?

Family members of members of the credit union are eligible to join.
If you work for a Select Employee Group, then you're also eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 16400
Date Established 1934
Assets $373.09 million
Loans $242.77 million
Deposits $336.26 million
Capital $39.93 million
 

Field of Membership Restrictions

Membership is open to those who work for a Select Employee Group and to Family members of members of the credit union are eligible to join.

Deposit Rates - July 20, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Base Share
0.02% $100 $2,499 Learn More
SAV
0.02% $2,500 $9,999 Learn More
SAV
0.02% $10,000 - Learn More
Money Market
4.00% $0 $2,499 Learn More
Money Market
0.00% $2,500 $9,999 Learn More
Money Market
1.75% $10,000 $49,999 Learn More
Money Market
2.00% $50,000 $99,999 Learn More
Money Market
2.25% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.25% $250 $100,000 Learn More
12 Mo CD
4.25% $25 - Learn More
12 Mo CD
5.00% $250 - Learn More
18 Mo CD
4.95% $25 - Learn More
18 Mo CD
4.80% $250 - Learn More
24 Mo CD
4.75% $25 - Learn More
24 Mo CD
4.55% $250 - Learn More
36 Mo CD
4.45% $250 - Learn More
48 Mo CD
4.35% $250 - Learn More
60 Mo CD
4.25% $250 - Learn More

Loan Rates - July 20, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Agriculture

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.711% 6.625% 0.63 $2,850 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.831% 6.740% 0.88 $2,989 $2,074 Learn More
Rocket Mortgage
NMLS ID: 3030
7.076% 6.990% 0.88 $2,800 $2,127 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Agriculture
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Agriculture branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Agriculture Locations around zip code 20146




Climate Policy and Initiatives

AGRICULTURE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Agriculture Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Agriculture. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Agriculture U.S. Average
2.88% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Agriculture had $1,186,578 in non-current loans and $9,295 in owned assets. To cover these potential losses it had $39,928,358 in net worth and $1,632,101 in loans loss reserves. That gives it a Texas Ratio of 2.88%.

Net Worth
Agriculture U.S. Average
10.7% 13.65%

Agriculture FCU has a net worth of 10.7% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Agriculture

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