All One Credit Union

Headquarters

20 Adams St.
Leominster, MA 01453
See all branch locations →

Notable Rates APY Vs.Others
Savings 2.00% 4.35% →
1-Year CD 3.55% 4.59% →
2-Year CD 3.25% 4.65% →
5-Year CD 3.00% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

All One is an NCUA insured institution located in Leominster, MA. It was founded in 1954 and has approximately $864.39 millions in assets.

Who can join?

To join Leominster Credit Union:

You must live, work, or have business in Worcester, Middlesex, Norfolk, Hampden, Franklin, or Hampshire Counties in Massachusetts.

You must maintain a minimum of a $25.00 deposit account.

NCUA Insured Yes / State-Chartered
Charter Number # # 66699
Date Established 1954
Assets $864.39 million
Loans $625.43 million
Deposits $701.51 million
Capital $75.76 million
 

Field of Membership Restrictions

Membership is open to those who live, work, or have business in Worcester, Middlesex, Norfolk, Hampden, Franklin, or Hampshire Counties in Massachusetts.

Deposit Rates - October 1, 2026

Your Current Location: Vermont, VT

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Basic Savings
0.10% $5 - Learn More
SAV
2.00% $12 $250,000 Learn More
SAV
0.35% $50,000 - Learn More
Money Market
0.75% $12 $250,000 Learn More
Money Market
2.50% $1,000 $99,999 Learn More
Money Market
2.75% $100,000 $499,999 Learn More
Money Market
3.00% $500,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 MONTH
0.50% $500 - Learn More
6 Mo CD
3.45% $500 - Learn More
12 Mo CD
3.55% $500 - Learn More
18 Mo CD
3.50% $500 - Learn More
24 Mo CD
3.25% $500 - Learn More
36 Mo CD
3.00% $500 - Learn More
48 Mo CD
3.00% $500 - Learn More
60 Mo CD
3.00% $500 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.10% $61 $5,000 Learn MoreShow Less
Checking Rates APY MIN FEE
Free Incredible Interest Checking 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates - October 1, 2026

Your Current Location: Vermont, VT

There are currently no loan rates available for All One

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Vermont 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Vermont Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to All One
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Branches

Below are All One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Barre,Vermont



Climate Policy and Initiatives

ALL ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

All One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of All One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
All One U.S. Average
7.59% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, All One had $5,831,852 in non-current loans and $212,197 in owned assets. To cover these potential losses it had $75,762,637 in net worth and $3,891,509 in loans loss reserves. That gives it a Texas Ratio of 7.59%.

Net Worth
All One U.S. Average
8.76% 14.48%

All One FCU has a net worth of 8.76% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for All One

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