Alliance Niagara Federal Credit Union

Headquarters

P.o. Box 258
Sanborn, NY 14132
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Alliance Niagara is an NCUA insured institution located in Sanborn, NY. It was founded in 1967 and has approximately $22.63 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 18409
Date Established 1967
Assets $22.63 million
Loans $7.90 million
Deposits $20.78 million
Capital $1.82 million
 

Deposit Rates - September 18, 2026

Your Current Location: Georgia, GA

We do not yet have rates for Alliance Niagara

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Loan Rates - September 18, 2026

Your Current Location: Georgia, GA

There are currently no loan rates available for Alliance Niagara

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Georgia 30 Year Fixed Mortgage Rates 2026

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Featured - Georgia Home Equity Line Of Credit Rates 2026

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Branches

Below are Alliance Niagara branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Marietta,Georgia


Alliance Niagara Locations


BranchDistance Map View Lobby Hours

NU Branch

701.44 A View Lobby Hours

NCCC - Main office

705.55 B View Lobby Hours


Climate Policy and Initiatives

ALLIANCE NIAGARA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Alliance Niagara Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliance Niagara. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alliance Niagara U.S. Average
7.62% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Alliance Niagara had $143,933 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,822,824 in net worth and $66,283 in loans loss reserves. That gives it a Texas Ratio of 7.62%.

Net Worth
Alliance Niagara U.S. Average
8.06% 14.48%

Alliance Niagara FCU has a net worth of 8.06% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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